Clay County property record for 3199 Wilderness Dr, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,683 sqft · built 1983 |
| Lot Size | 1.14 acres (49,919 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $303,000 (Oct 2018) |
| Tax Bill | $2,967 (2022) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2022 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 37-05-25-010149-007-00 |
| Primary APN | 37-05-25-010149-007-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,683 sqft Living Area |
| Gross Area | 2,155 sqft |
| 1st Floor Area | 1,514 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 49,919 sqft (1.14 acres) |
| Lot Dimensions | 462 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 70 sqft |
| Patio Area | 120 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3199 WILDERNESS DR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 6 MCRAE LANDING & PT GOV LOT 3 SEC 9 AS REC OR 4129 PG 682, 4604 PG 1366 & 4624 PG 13 |
| Legal Range | 25E |
| Legal Township | 05S |
| Legal Section | 37 |
| Legal Subdivision | MCRAE LNDG |
| Legal Lot Number | 6,3 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30210 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3199 WILDERNESS DR, MIDDLEBURG, FL 32068-4131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jul 6, 2022 | Intrafamily Transfer, Transfer |
| May 5, 2022 | Intrafamily Transfer, Transfer |
| Oct 4, 2018 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2018 · Amount on Record |
| Deed Sale | Oct 4, 2018 · Amount on Record |
| Prior Sale | Apr 1, 2016 · Amount on Record |
| Deed Document Number | 201852276 |
| Deed Book / Page | 4129 / 682 |
| Last Transfer Date | Jul 6, 2022 |
| Transfer Doc | 0046241361 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3199 WILDERNESS DR, MIDDLEBURG, FL 32068-4131 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3199 WILDERNESS DR, MIDDLEBURG, FL 32068-4131 |
| Document Number | 0046301891 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | 4630/1891 |
| Instrument | 2022044816 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 6, 2022 |
| Property Address | 3199 WILDERNESS DR, MIDDLEBURG, FL 32068-4131 |
| Document Number | 0046241361 |
| Book / Page | 4624 / 1361 |
| Map Reference | MB 15 PG 51-58 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 2022040978 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3199 WILDERNESS DR, 3199, MIDDLEBURG, FL 32068-4131 |
| Name | Verified Name |
|---|---|
| Address | 3199 WILDERNESS DR, MIDDLEBURG, FL 32068-4131 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 5, 2022 |
| Property Address | 3199 WILDERNESS DR, MIDDLEBURG, FL 32068-4131 |
| Document Number | 0046041366 |
| Book / Page | 4604 / 1366 |
| Map Reference | MB 15 PG 51-58 |
| Instrument Date | May 5, 2022 |
| Instrument | 2022028857 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3199 WILDERNESS DR, 3199, MIDDLEBURG, FL 32068-4131 |
| Name | Verified Name |
|---|---|
| Address | 3199 WILDERNESS DR, MIDDLEBURG, FL 32068-4131 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 4, 2018 |
| Property Address | 3199 WILDERNESS DR, MIDDLEBURG, FL 32068-4131 |
| Document Number | 0041290682 |
| Book / Page | 4129 / 0682 |
| Map Reference | MB15 PG51-58 |
| Instrument Date | Oct 1, 2018 |
| Instrument | 2018052276 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3199 WILDERNESS DR, MIDDLEBURG, FL 32068-4131 |
| Document Number | 2018052277 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 2018052277 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Veteran's exemption | $289,138 (+5.99%) | $328,904 (-1.57%) Land $26,906 Building $301,998 |
| 2023 | Disabled Person's exemption Veteran's exemption | $272,806 (+16.34%) | $334,136 (+9.54%) Land $26,906 Building $307,230 |
| 2022 | $2,967.00 Homeowner's exemption | $234,494 | $305,039 Land $26,906 Building $278,133 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 9 (2012–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
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