3191 Wilderness Dr, Middleburg, FL 32068 Property Records

Clay County property record for 3191 Wilderness Dr, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,166 sqft · built 1984
Lot Size	0.869 acres (37,897 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Mar 2025)
Tax Bill	$4,303 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`37-05-25-010149-005-00`

Property Details

APN / Parcel Number

Primary APN	`37-05-25-010149-005-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,166 sqft Heated Area
Gross Area	3,080 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,897 sqft (0.869 acres)
Lot Dimensions	379 ft deep x 100 ft wide
Garage Area	528 sqft

Exterior Amenities

Porch	Porch
Porch Area	284 sqft
Patio Area	102 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3191 WILDERNESS DR
City	MIDDLEBURG
State	FL
Zip	32068-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 4 MCRAE LANDING AS REC O R4913 PG 373
Legal Range	25
Legal Township	05
Legal Section	37
Legal Subdivision	MCRAE LANDING
Legal Lot Number	4
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2001
Census Tract	30210

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	459 HOPE HULL CT, GREEN COVE SPRINGS, FL 32043-9500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Prior Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	2025012780
Deed Book / Page	4913 / 373
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 30, 2020
Property Address	3191 WILDERNESS DR, MIDDLEBURG, FL 32068-4131
Document Number	0043342184
Book / Page	004334 / 002184
Instrument Date	Jul 16, 2020
Instrument	37989
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	COMPASS CLOSINGS AND TITLE SERVICES, COMPASS CLOSINGS & TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3191 WILDERNESS DR MIDDLEBURG FL 320684131, MIDDLEBURG, FL 32068-4131

Mortgage

Document Number	43350001
Date	Jul 30, 2020
Book Page	004335/000001
Instrument	37990

Lender

Name	MID-CONTINENT FNDG INC
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,303.00 (-8.68%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$332,300 (-1.82%) Land $50,000 Building $282,300	$332,300 (-1.82%) Land $50,000 Building $282,300
2023	$4,712.00 (+3.72%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$338,445 (+13.96%) Land $50,000 Building $288,445	$338,445 (+13.96%) Land $50,000 Building $288,445
2022	$4,543.00	$296,980 Land $35,000 Building $261,980	$296,980 Land $35,000 Building $261,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	9 (2012–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL	100 / 20