Clay County property record for 3172 Wilderness Dr, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,788 sqft · built 1992 |
| Lot Size | 0.737 acres (32,103 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Mar 2026) |
| Tax Bill | $1,707 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-05-25-010149-067-00 |
| Primary APN | 37-05-25-010149-067-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,788 sqft Living Area |
| Gross Area | 2,560 sqft |
| 1st Floor Area | 1,788 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Hardboard |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 32,103 sqft (0.737 acres) |
| Lot Dimensions | 270 ft deep x 119 ft wide |
| Garage Type | Attached |
| Garage Area | 508 sqft |
| Pool Area | 476 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 284 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3172 WILDERNESS DR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 77 MCRAE LANDING AS REC OR 2637 PG 608 |
| Legal Range | 25E |
| Legal Township | 05S |
| Legal Section | 37 |
| Legal Subdivision | MCRAE LANDING |
| Legal Lot Number | 77 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30210 |
Source: Clay County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 434 BLAIRMORE BLVD W, ORANGE PARK, FL 32073-3246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 30, 2026 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on Record |
| Deed Sale | Mar 30, 2026 · Amount on Record |
| Prior Sale | Nov 23, 2005 · Amount on Record |
| Deed Document Number | 202614607 |
| Deed Book / Page | 5028 / 1436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3172 WILDERNESS DR, MIDDLEBURG, FL 32068-4130 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3172 WILDERNESS DR, MIDDLEBURG, FL 32068-4130 |
| Document Number | 0045400243 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 4540/243 |
| Instrument | 2021074972 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 30, 2026 |
| Property Address | 3172 WILDERNESS DR, MIDDLEBURG, FL 32068-4130 |
| Document Number | 0050281436 |
| Book / Page | 5028 / 1436 |
| Map Reference | MB 15 PG 51-58 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 2026014607 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Title Company | UNIVERSITY TITLE INC, UNIVERSITY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3172 WILDERNESS DR, MIDDLEBURG, FL 32068-4130 |
| Name | Verified Name |
|---|---|
| Address | 434 BLAIRMORE BLVD W, ORANGE PARK, FL 32073-3246 |
| Document Number | 0050281438 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 5028/1438 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,707.00 (+5.11%) Homeowner's exemption | $152,098 (+5.99%) | $285,199 (-2.02%) Land $50,000 Building $235,199 |
| 2024 | $1,624.00 (-14.66%) | ||
| 2023 | $1,903.00 (+1%) Homeowner's exemption | $143,507 (+3%) | $291,075 (+14.62%) Land $50,000 Building $241,075 |
| 2022 | $1,730.00 Homeowner's exemption | $139,328 | $253,939 Land $35,000 Building $218,939 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 9 (2012–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures