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3199 White Oak Rd, Lorida, FL 33857 Property Records

Highlands County property record for 3199 White Oak Rd, Lorida, FL 33857

Property Summary

Property TypeResidential Vacant Land
Lot Size1.34 acres (58,370 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Nov 2017)
Tax Bill$268 (2024)
Deeds & MortgagesFeb 2023 Mortgage
Nov 2017 Sale
Flood ZoneZone AE (high risk)
APNC-33-35-31-040-0000-0010

Property Details

APN / Parcel Number

Primary APNC-33-35-31-040-0000-0010

Exterior

Lot Area58,370 sqft (1.34 acres)

Location & Zoning

Street Address3199 WHITE OAK RD
CityLORIDA
StateFL
Zip33857-9664
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeAU
Legal DescriptionCROWLEY ACRES PB 15 PG 129 PARCEL 1-LESS PORT N OF RD 1.34 ACRES
Legal Range31E
Legal Township35S
Legal Section33
Legal SubdivisionCROWLEY ACRES
Legal Lot Number1
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group2
Census Block2022
Census Tract961000

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4010 COWHOUSE RD, LORIDA, FL 33857-9589
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2023Deed of Trust, Mortgage · Commercial Mortgage
HEARTLAND NATIONAL BANK
Nov 1, 2017Grant Deed, Transfer
HEARTLAND TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2017 · Amount on Record
Deed SaleNov 1, 2017 · Amount on Record
Prior SaleDec 17, 2009
Deed Document Number1871147
Deed Book / Page2605 / 0752
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3199 WHITE OAK RD, LORIDA, FL 33857-9664
Transaction TypeMortgage
Record UpdatedJan 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002138593
DateFeb 28, 2023
Book Page2959/701
Instrument2138593
Lender
NameHEARTLAND NATIONAL BANK
TypeBank
AddressSEBRING, FL 33870
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 21, 2028

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHIGHLANDS FL
Recording DateNov 1, 2017
Property Address3199 WHITE OAK RD, LORIDA, FL 33857-9664
Document Number0001871147
Book / Page002605 / 000752
Instrument DateOct 30, 2017
Instrument1871147
Transaction TypeTransfer
Record UpdatedNov 27, 2017
Title CompanyHEARTLAND TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$2,345.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address220 DOE RUN LORIDA FL 338579499, LORIDA, FL 33857-9499

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,120 (+44%) Land $24,120$24,120 (+44%) Land $24,120
2024$268.00 (+13.08%)
2023$237.00 (+3.04%)$16,750 (-) Land $16,750$16,750 (-) Land $16,750
2022$230.00$16,750 Land $16,750$16,750 Land $16,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation40.9 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 90 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims20 (2002–2023)
Claims Outside the SFHA3 of 20
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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