3207 White Oak Rd, Lorida, FL 33857 Property Records

Highlands County property record for 3207 White Oak Rd, Lorida, FL 33857 · Last verified December 2025

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Dec 2019)
Tax Bill	$550 (2024)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C-33-35-31-A00-00J0-0010`

Property Details

APN / Parcel Number

Primary APN	`C-33-35-31-A00-00J0-0010`

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	288 ft deep x 135 ft wide

Location & Zoning

Street Address	3207 WHITE OAK RD
City	LORIDA
State	FL
Zip	33857-9410
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	A TRACT OF LAND IN THE SW COR OF PARCEL J + NWLY 20 FT OF TRACT J IN GOV LOT 12 FULLY DESC IN OR 522- PG 287 33-35-31/J-1
Legal Range	31E
Legal Township	35S
Legal Section	33
Legal Subdivision	GOV SEC 33
Legal Lot Number	12
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2022
Census Tract	961000

Owner

Source: Highlands County records · APN C-33-35-31-A00-00J0-0010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3217 WHITE OAK RD, LORIDA, FL 33857-9410
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Prior Sale	Mar 19, 2015 · Amount on Record
Deed Document Number	1969201
Deed Book / Page	2730 / 1145
Record Updated	Jun 08, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 30, 2019
Property Address	3207 WHITE OAK RD, LORIDA, FL 33857-9410
Document Number	0001969201
Book / Page	2730 / 1145
Instrument Date	Dec 27, 2019
Instrument	1969201
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 WHITE OAK RD, 3217, LORIDA, FL 33857-9410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 WHITE OAK RD, LORIDA, FL 33857-9410

Mortgage

Document Number	0027301149
Date	Dec 30, 2019
Instrument	2730/1149

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	64 Months
Due	Apr 01, 2025

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,800 (-) Land $37,800	$37,800 (-) Land $37,800
2024	$550.00 (+2.04%)
2023	$539.00 (-2.18%)	$37,800 (-) Land $37,800	$37,800 (-) Land $37,800
2022	$551.00	$37,800 Land $37,800	$37,800 Land $37,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559610002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	40.9 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 90 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	20 (2002–2023)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Sep 2023, rainfall accumulation
Claims By Storm	Hurricane Irma, Sep 2017 · 8 claims Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	About 1 in 176 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Conexon Connect	Fiber	2,000 / 2,000

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.