Highlands County property record for 3116 White Oak Rd, Lorida, FL 33857
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,171 sqft · built 1970 |
| Lot Size | 0.318 acres (13,895 sqft) |
| Owner | Individual Name on File |
| Last Sale | $131,800 (Sep 2024) |
| Tax Bill | $1,516 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | C-33-35-31-A00-00H0-0030 |
| Primary APN | C-33-35-31-A00-00H0-0030 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,171 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Flooring | Softwood |
| Interior Walls | Plywood |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 13,895 sqft (0.318 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 768 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3116 WHITE OAK RD |
|---|---|
| City | LORIDA |
| State | FL |
| Zip | 33857-9663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | AN IRREGULAR TR OUT OF PARCEL H IN GOV LOT 12 + FULLY DESC IN OR 329 PG 586 CALLED LOT 3 |
| Legal Range | 31E |
| Legal Township | 35S |
| Legal Section | 33 |
| Legal Subdivision | GOV SEC 33 |
| Legal Tract | OUT |
| Legal Lot Number | 12 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 961000 |
3116 White Oak Rd is owned and occupied by an individual who bought it in September 2024.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3116 WHITE OAK RD, LORIDA, FL 33857-9663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2024 · Amount on File |
| Deed Sale | Sep 20, 2024 · Amount on File |
| Prior Sale | Feb 9, 2006 · Amount on File |
| Deed Document Number | 2223315 |
| Deed Book / Page | 3069 / 1926 |
| Record Updated | Jun 8, 2026 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $100,056 Land $3,250 Building $96,806 | $100,056 Land $3,250 Building $96,806 | |
| 2024 | $1,516.00 (+5.06%) | ||
| 2023 | $1,443.00 (+9.07%) | $100,450 (+17.25%) Land $3,250 Building $97,200 | $100,450 (+17.25%) Land $3,250 Building $97,200 |
| 2022 | $1,323.00 | $85,672 Land $3,250 Building $82,422 | $85,672 Land $3,250 Building $82,422 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3116 White Oak Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 40.9 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 90 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 20 (2002–2023) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3116 White Oak Rd is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
May also be available: Xfinity.
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