3199 Cove Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 3199 Cove Dr, Reading, MI 49274

Property Summary

Property Type	Mobile Home
Details	1 ba · 980 sqft
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Tax Bill	$311 (2025)
Deeds & Mortgages	Apr 2023 Transfer Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-008-200-007-08-7-4`

Property Details

APN / Parcel Number

Primary APN	`10-008-200-007-08-7-4`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	980 sqft

Exterior

Architectural Style	Mobile Home
Exterior Material	Wood Siding
Lot Area	10,019 sqft (0.23 acres)
Lot Width	100 ft Width

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	3199 COVE DR
City	READING
State	MI
Zip	49274
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	ZONING
Legal Description	COM C/L WILLOW PRAIRIE RD 1086 FT S OF N SEC LN TH E 853.1 FT TO POB TH E 100 FT TH S 100 FT TH W 100 FT TH N 100 FT TO POB S
Legal Range	04W
Legal Township	07S
Legal Section	08
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	3
Census Block	3009
Census Tract	50400

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6803 LOCKMILL RD, TEMPERANCE, MI 48182-2211
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Intrafamily Transfer, Transfer
Nov 19, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 1997
Deed Sale	Nov 12, 1997
Prior Sale	Jul 15, 1992
Last Transfer Date	Mar 21, 2023
Transfer Doc	001847/431
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Apr 4, 2023
Property Address	3199 COVE DR, READING, MI 49274
Document Number	001847/431
Book / Page	1847 / 431
Instrument Date	Mar 21, 2023
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6803 LOCKMILL RD, TEMPERANCE, MI 48182-2211

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Nov 19, 2021
Property Address	3199 COVE DR, READING, MI 49274
Document Number	1812/1181
Book / Page	1812 / 1181
Instrument Date	Nov 9, 2021
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3193 COVE DR, READING, MI 49274-9743

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,400 (+20.62%)	$46,815 (+20.51%) Land $10,000 Building $36,815
2025	$311.00 (+19.62%) Homeowner's exemption	$19,400 (+0.52%)	$38,849 (+0.73%) Land $10,000 Building $28,849
2023		$19,300	$38,568 Land $10,000 Building $28,568
2021	$260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2009–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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