Hillsdale County property record for 3181 Cove Dr, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 576 sqft |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,000 (Sep 2002) |
| Tax Bill | $635 (2025) |
| Deeds & Mortgages | Oct 2018 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 10-008-100-012-08-7-4 |
| Primary APN | 10-008-100-012-08-7-4 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 576 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 31,799 sqft (0.73 acres) |
| Lot Width | 74 ft Width |
| Cooling System | HVAC |
|---|
| Street Address | 3181 COVE DR |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONING |
| Legal Description | S1/2 OF FOLL DESC: COM AT PT S 990 FT & E 601.72 FT FROM INT OF N LN SEC & C/L WILLOW PRAIRIE RD (NKA HEMLOCK RD) TH N 213'E |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 08 |
| Legal Subdivision | False |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 50400 |
Source: Hillsdale County records, as of December 23, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2389 E CLEARVIEW DR, ADRIAN, MI 49221-3678 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2002 · Amount on File |
| Deed Sale | Sep 17, 2002 · Amount on File |
| Prior Sale | Jun 24, 1997 |
| Last Transfer Date | Oct 11, 2018 |
| Transfer Doc | 1706/0407 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Oct 26, 2018 |
| Property Address | 3181 COVE DR, READING, MI 49274-9743 |
| Document Number | 1706/0407 |
| Book / Page | 1706 / 0407 |
| Instrument Date | Oct 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2389 E CLEARVIEW DR, 2389, ADRIAN, MI 49221-3678 |
| Name | Verified Name |
|---|---|
| Address | 2389 E CLEARVIEW DR, ADRIAN, MI 49221-3678 |
Source: Hillsdale County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Reading Township |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $635.00 (-71.5%) | $73,000 (+3.84%) | $144,809 (+3.71%) Land $63,189 Building $81,620 |
| 2023 | $70,300 | $139,632 Land $63,189 Building $76,443 | |
| 2021 | $2,228.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (2009–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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