Hillsdale County property record for 3189 Cove Dr, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,576 sqft |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Last Sale | $100,000 (Sep 1993) |
| Tax Bill | $3,302 (2021) |
| Flood Zone | Zone A (high risk) |
| APN | 10-008-200-008-08-7-4 |
| Primary APN | 10-008-200-008-08-7-4 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|
| Street Address | 3189 COVE DR |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM IN CEN WILLOW PRAIRIE RD 1065 FT S OF N LN SEC 8 TH E 953.1 FT TO POB THIS DESC TH E 130 FT TH S 100 FT TH W 130 FT TH N |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 50400 |
Source: Hillsdale County records, as of August 4, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 456, GROSSE POINTE, MI 48236 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 1993 · Amount on Record |
| Deed Sale | Sep 23, 1993 · Amount on Record |
| Deed Document Number | 0000690790 |
| Record Updated | Jun 7, 2026 |
Source: Hillsdale County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Reading Township |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $124,000 | $247,985 Land $85,000 Building $162,985 | |
| 2021 | $3,302.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (2009–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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