3198 Bear Path, Kissimmee, FL 34746 Property Records

Osceola County property record for 3198 Bear Path, Kissimmee, FL 34746

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,123 sqft · built 1993
Lot Size	0.146 acres (6,403 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Jan 2021)
Tax Bill	$3,776 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032528348900019260`

Property Details

APN / Parcel Number

Primary APN	`032528348900019260`
Alternative APN	`7222`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,123 sqft Heated Area
Gross Area	1,803 sqft
1st Floor Area	1,123 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,403 sqft (0.146 acres)
Lot Dimensions	106 ft deep x 61 ft wide
Garage Type	Finished
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	456 sqft
Porch	Open Porch
Porch Area	176 sqft
Deck Area	316 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	7222
Street Address	3198 BEAR PATH
City	KISSIMMEE
State	FL
Zip	34746-4675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	INDIAN WELLS UNIT 9 PB 7 PGS 28-29 LOT 926
Legal Range	28E
Legal Township	25S
Legal Section	03
Legal Subdivision	INDIAN WELLS UN 9
Legal Tract	3489
Legal Block	1
Legal Lot Number	926
Legal Unit	9P
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	2
Census Block	2039
Census Tract	40809

Owner

3198 Bear Path is owned and occupied by an individual who bought it in January 2021.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	3198 BEAR PATH, KISSIMMEE, FL 34746-4675
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 6, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on File
Deed Sale	Jan 5, 2021 · Amount on File
Prior Sale	Jun 6, 2019 · Amount on File
Deed Document Number	2021001321
Deed Book / Page	5865 / 359
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 5, 2021
Property Address	3198 BEAR PATH, KISSIMMEE, FL 34746-4675
Document Number	0058650359
Book / Page	5865 / 359
Map Reference	MB 7 PG 28&29
Instrument Date	Dec 30, 2020
Instrument	2021001321
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,701.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1130 11TH RD, 1130, MARYSVILLE, KS 66508-8643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3198 BEAR PATH, KISSIMMEE, FL 34746-4675

Mortgage

Document Number	0005865361
Date	Jan 5, 2021
Instrument	5865/361

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 6, 2019
Property Address	3198 BEAR PATH, KISSIMMEE, FL 34746-4675
Document Number	0055360804
Book / Page	005536 / 000804
Instrument Date	Jun 4, 2019
Instrument	72799
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,561.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3198 BEAR PATH KISSIMMEE FL 347464675, KISSIMMEE, FL 34746-4675

Mortgage

Document Number	55360805
Date	Jun 6, 2019
Book Page	005536/000805
Instrument	72800

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3198 Bear Path was $3,776 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,776.00 Homeowner's exemption	$211,656	$297,500 Land $85,000 Building $212,500
2023	$3,476.00 (+5.05%) Homeowner's exemption	$199,700 (+3.51%)	$277,200 (+25.43%) Land $48,000 Building $229,200
2022	$3,309.00 Homeowner's exemption	$192,919	$221,000 Land $40,000 Building $181,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3198 Bear Path in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3198 Bear Path is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications, T-Mobile, Tillman Fiber.

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