3196 Bear Path, Kissimmee, FL 34746 Property Records

Osceola County property record for 3196 Bear Path, Kissimmee, FL 34746

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,123 sqft · built 1993
Lot Size	0.154 acres (6,708 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Jun 2024)
Tax Bill	$4,505 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-25-28-3489-0001-9250`

Property Details

APN / Parcel Number

Primary APN	`03-25-28-3489-0001-9250`
Alternative APNs	`252803348900019250` `7221`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,123 sqft Living Area
Gross Area	1,667 sqft
1st Floor Area	1,123 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,708 sqft (0.154 acres)
Lot Dimensions	105 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	456 sqft
Porch	Metal Porch
Porch Area	176 sqft
Deck Area	316 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3196 BEAR PATH
City	KISSIMMEE
State	FL
Zip	34746-4675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	INDIAN WELLS UNIT 9 PB 7 PGS 28-29 LOT 925
Legal Range	28E
Legal Township	25S
Legal Section	03
Legal Subdivision	INDIAN WELLS UNIT 9
Legal Tract	3489
Legal Block	9250
Legal Lot Number	925
Legal Unit	9P
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	2
Census Block	2039
Census Tract	40809

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3196 BEAR PATH, KISSIMMEE, FL 34746-4675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 12, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 25, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Prior Sale	Dec 6, 2016 · Amount on Record
Deed Document Number	202482760
Deed Book / Page	6622 / 77
Prior Transfer Date	Sep 12, 2023
Prior Transfer Doc	0064722388
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3196 BEAR PATH, KISSIMMEE, FL 34746-4675
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3196 BEAR PATH, KISSIMMEE, FL 34746-4675

Mortgage

Document Number	0064861014
Date	Oct 6, 2023
Book Page	6486/1014
Instrument	2023132233

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	278 Months
Due	Dec 1, 2046

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 12, 2023
Property Address	3196 BEAR PATH, KISSIMMEE, FL 34746-4675
Document Number	0064722388
Book / Page	6472 / 2388
Map Reference	MB 7 PG 28&29
Instrument Date	Sep 12, 2023
Instrument	2023120105
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3196 BEAR PATH, KISSIMMEE, FL 34746-4675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3196 BEAR PATH, KISSIMMEE, FL 34746-4675

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3196 BEAR PATH, KISSIMMEE, FL 34746-4675
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3196 BEAR PATH, KISSIMMEE, FL 34746-4675

Mortgage

Document Number	0061800067
Date	Mar 25, 2022
Book Page	6180/67
Instrument	2022048070

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,505.00 (+65.2%)	$251,752 (+63.87%)	$287,900 (+7.79%) Land $85,000 Building $202,900
2024	$2,727.00 (+3.3%)
2023	$2,640.00 (+5.01%) Homeowner's exemption	$153,625 (+3%)	$267,100 (+23.37%) Land $48,000 Building $219,100
2022	$2,514.00 Homeowner's exemption	$149,151	$216,500 Land $42,800 Building $173,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications, T-Mobile, Tillman Fiber.

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