Osceola County property record for 3185 Bear Path, Kissimmee, FL 34746
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,123 sqft · built 1993 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Nov 2021) |
| Tax Bill | $3,915 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 032528348800018370 |
| Primary APN | 032528348800018370 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,123 sqft Heated Area |
| Gross Area | 1,667 sqft |
| 1st Floor Area | 1,123 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 115 ft deep x 57 ft wide |
| Garage Type | Finished |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Patio Area | 98 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 7150 |
|---|---|
| Street Address | 3185 BEAR PATH |
| City | KISSIMMEE |
| State | FL |
| Zip | 34746-4684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | INDIAN WELLS UNIT EIGHT PB 7 PGS 26-27 LOT 837 |
| Legal Range | 28E |
| Legal Township | 25S |
| Legal Section | 03 |
| Legal Subdivision | INDIAN WELLS UN 8 |
| Legal Tract | 3488 |
| Legal Block | 1 |
| Legal Lot Number | 837 |
| Legal Unit | EI |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | KISSIMMEE |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 40809 |
3185 Bear Path is owned and occupied by an individual who bought it in November 2021.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3185 BEAR PATH, KISSIMMEE, FL 34746-4684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 9, 2021 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2021 · Amount on File |
| Deed Sale | Nov 9, 2021 · Amount on File |
| Deed Document Number | 2021174236 |
| Deed Book / Page | 6083 / 174 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3185 BEAR PATH, KISSIMMEE, FL 34746-4684 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3185 BEAR PATH, KISSIMMEE, FL 34746-4684 |
| Document Number | 0064511161 |
|---|---|
| Date | Aug 3, 2023 |
| Book Page | 6451/1161 |
| Instrument | 2023100537 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 9, 2021 |
| Property Address | 3185 BEAR PATH, KISSIMMEE, FL 34746-4684 |
| Document Number | 0060830174 |
| Book / Page | 6083 / 174 |
| Map Reference | MB 7 PG 26&27 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 2021174236 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2021 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 DANSER DR, 11, MILLSTONE TOWNSHIP, NJ 08535-8541 |
| Name | Verified Name |
|---|---|
| Address | 3185 BEAR PATH, KISSIMMEE, FL 34746-4684 |
| Document Number | 6083176 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 6083/176 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 3185 Bear Path was $3,915 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,915.00 Homeowner's exemption | $219,314 | $265,500 Land $85,000 Building $180,500 |
| 2023 | $3,607.00 (+4.43%) Homeowner's exemption | $206,927 (+3%) | $246,400 (+22.65%) Land $48,000 Building $198,400 |
| 2022 | $3,454.00 Homeowner's exemption | $200,900 Land $40,000 Building $160,900 | $200,900 Land $40,000 Building $160,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3185 Bear Path in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3185 Bear Path is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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