3197 E Chip Smith Way, Ontario, CA 91762 Property Records

San Bernardino County property record for 3197 E Chip Smith Way, Ontario, CA 91762 · Last verified July 2026

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2.5 ba · 2,002 sqft · built 2017
Lot Size0.074 acres (3,205 sqft)
Owner2 Individual Names on File
Last Sale$420,500 (Nov 2017)
Tax Bill$8,568 (2025)
Deeds & MortgagesApr 2021 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN1073-211-30-0000

Property Details

APN / Parcel Number

Primary APN1073-211-30-0000
Alternative APN
  • 0218-422-30-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,002 sqft Living Area
Gross Area2,429 sqft
1st Floor Area869 sqft
2nd Floor Area1,133 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area3,205 sqft (0.074 acres)
Garage TypeAttached
Garage Area427 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area139 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3197 E CHIP SMITH WAY
CityONTARIO
StateCA
Zip91762-7238
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTRACT 18945 LOT 30 BOOK 342 PAGE 60 AND INT IN COMMON AREA
Legal SubdivisionTRACT NO 18945
Legal Tract18945
Legal Block1
Legal Lot Number30
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group1
Census Block1028
Census Tract1908

Owner

Source: San Bernardino County records · APN 1073-211-30-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3197 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT MORTGAGE BANKERS INC
Nov 02, 2017Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 02, 2017 · Amount on Record
Deed SaleNov 02, 2017 · Amount on Record
Deed Document Number2017453141
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address3197 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3197 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number0000155784
DateApr 06, 2021
Instrument2021-0155784
Lender
NameSUMMIT MORTGAGE BANKERS INC
TypeMortgage Company
AddressFLUSHING, NY 11354
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2041

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateNov 02, 2017
Property Address3197 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000453141
Map ReferenceMAP342 PG60-66
Instrument DateSep 21, 2017
Instrument2017-0453141
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyFNTG BUILDER SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3197 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number0000453142
DateNov 02, 2017
Instrument2017-0453142
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictMountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$488,025 (+2%) Land $170,605 Building $317,420
2025$8,568.00 (+4.7%) Homeowner's exemption$478,456 (+4.04%) Land $167,260 Building $311,196
2023$8,183.00 (+0.74%) Homeowner's exemption$459,877 Land $160,765 Building $299,112
2022$8,123.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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