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3195 E Chip Smith Way, Ontario, CA 91762 Property Records

San Bernardino County property record for 3195 E Chip Smith Way, Ontario, CA 91762

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2.5 ba · 1,758 sqft · built 2017
Lot Size0.102 acres (4,449 sqft)
Owner2 Company Names on File
Last Sale$412,500 (Nov 2017)
Tax Bill$8,286 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APN1073-211-29-0000

Property Details

APN / Parcel Number

Primary APN1073-211-29-0000
Alternative APN
  • 0218-422-29-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,758 sqft Living Area
Gross Area2,194 sqft
1st Floor Area702 sqft
2nd Floor Area1,056 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area4,449 sqft (0.102 acres)
Garage TypeAttached
Garage Area436 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area49 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3195 E CHIP SMITH WAY
CityONTARIO
StateCA
Zip91762-7238
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTRACT 18945 LOT 29 BOOK 342 PAGE 60 AND INT IN COMMON AREA
Legal SubdivisionTRACT NO 18945
Legal Tract18945
Legal Block1
Legal Lot Number29
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group1
Census Block1028
Census Tract1908

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3248 E KANE DR, ONTARIO, CA 91762-7599
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
OCMBC INC
Jun 24, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 29, 2020Deed of Trust, Mortgage · FHA Mortgage
PMAC LENDING SERVICES INC
Nov 3, 2017Grant Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 3, 2017 · Amount on Record
Deed SaleNov 3, 2017 · Amount on Record
Deed Document Number2017455557
Last Transfer DateJan 13, 2025
Transfer Doc0000135204
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address3195 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyFIDELITY-SHERMAN OAKS, FIDELITY SHERMAN OAKS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3195 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number0000554725
DateDec 13, 2021
Instrument2021-0554725
Lender
NameOCMBC INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address3195 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3195 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number0000285733
DateJun 24, 2021
Instrument2021-0285733
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address3195 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyUSA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3195 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number0000368568
DateSep 29, 2020
Instrument2020-0368568
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
AddressBREA, CA 92821
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateNov 3, 2017
Property Address3195 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000455557
Map ReferenceMAP342 PG60-66
Instrument DateJun 14, 2017
Instrument2017-0455557
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyFNTG BUILDER SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3195 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number0000455558
DateNov 3, 2017
Instrument2017-0455558
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictMountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$478,742 (+2%) Land $167,125 Building $311,617
2025$8,286.00 (+4.74%) Homeowner's exemption$469,355 (+4.04%) Land $163,848 Building $305,507
2023$7,911.00 (+0.76%) Homeowner's exemption$451,129 Land $157,485 Building $293,644
2022$7,851.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO MUNICIPAL UTILITIES COMPANY
serves 185,010 people · EPA ID CA3610034
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 998 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Inyo Networks
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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