San Bernardino County property record for 3187 E Chip Smith Way, Ontario, CA 91762
| Property Type | Planned Unit Development |
|---|---|
| Details | 3 bd · 2.5 ba · 1,656 sqft · built 2017 |
| Lot Size | 0.049 acres (2,150 sqft) |
| Owner | Company Name on Record |
| Last Sale | $412,000 (Oct 2017) |
| Tax Bill | $8,277 (2025) |
| Deeds & Mortgages | Dec 2020 Transfer Aug 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 1073-211-28-0000 |
| Primary APN | 1073-211-28-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,656 sqft Living Area |
| Gross Area | 2,083 sqft |
| 1st Floor Area | 698 sqft |
| 2nd Floor Area | 958 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 2,150 sqft (0.049 acres) |
| Garage Type | Attached |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 87 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3187 E CHIP SMITH WAY |
|---|---|
| City | ONTARIO |
| State | CA |
| Zip | 91762-7238 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | TRACT 18945 LOT 28 BOOK 342 PAGE 60 AND INT IN COMMON AREA |
| Legal Subdivision | TRACT NO 18945 |
| Legal Tract | 18945 |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 1908 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 23302 FOREST CANYON DR, DIAMOND BAR, CA 91765-3019 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Dec 16, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 12, 2020 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Oct 31, 2017 | Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2017 · Amount on Record |
| Deed Sale | Oct 31, 2017 · Amount on Record |
| Deed Document Number | 2017450143 |
| Last Transfer Date | Oct 28, 2020 |
| Transfer Doc | 0000512305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 16, 2020 |
| Property Address | 3187 E CHIP SMITH WAY, ONTARIO, CA 91762-7238 |
| Document Number | 0000512305 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 512305 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3187 E CHIP SMITH WAY ONTARIO CA 917627238, ONTARIO, CA 91762-7238 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 3187 E CHIP SMITH WAY, ONTARIO, CA 91762-7238 |
| Document Number | 0000486059 |
| Instrument Date | Aug 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 3187 E CHIP SMITH WAY ONTARIO CA 917627238, ONTARIO, CA 91762-7238 |
| Document Number | 0000486059 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 486059 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Oct 31, 2017 |
| Property Address | 3187 E CHIP SMITH WAY, ONTARIO, CA 91762-7238 |
| Document Number | 0000450143 |
| Map Reference | MAP342 PG60-66 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 2017-0450143 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | FNTG BUILDER SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3187 E CHIP SMITH WAY, ONTARIO, CA 91762-7238 |
| Document Number | 0000450144 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 2017-0450144 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Ontario City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Mountain View Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $478,162 (+2%) Land $168,285 Building $309,877 | |
| 2025 | $8,277.00 (+4.8%) | $468,786 (+4.04%) Land $164,985 Building $303,801 |
| 2023 | $7,898.00 (+0.75%) | $450,582 Land $158,578 Building $292,004 |
| 2022 | $7,839.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 998 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Inyo Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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