3197 Cato Rd, Braxton, MS 39044 Property Records

Simpson County property record for 3197 Cato Rd, Braxton, MS 39044

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,368 sqft · built 2009
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Tax Bill$2,660 (2025)
Deeds & MortgagesDec 2020 Refinance
Flood ZoneZone X (minimal risk)
APN22708

Property Details

APN / Parcel Number

Primary APN22708
Alternative APN
  • 11020040000000001004

Interior

Full Baths3 Baths
Stories1 Story
Building Area3,368 sqft Adjusted Area
1st Floor Area2,471 sqft
2nd Floor Area336 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area435,600 sqft (10 acres)
Pool TypeIn-Ground Vinyl Pool
Pool Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3197 CATO RD
CityBRAXTON
StateMS
Zip39044-9574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10 ACS PT SE 1/4 SE 1/4
Legal Range04E
Legal Township02N
Legal Section04
Legal Subdivision4 2N 4E
JurisdictionSIMPSON MS
Township / Civil Division3
Census Block Group2
Census Block2032
Census Tract950101

Owner

Source: Simpson County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3197 CATO RD, BRAXTON, MS 39044-9574
OccupancyOwner Occupied
Owner TypeIndividual
VestingHer Husband

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2008
Deed SaleJul 28, 2008
Deed Document Number2008283566
Deed Book / Page2181 / 284
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSIMPSON MS
Property Address3197 CATO RD, BRAXTON, MS 39044-9574
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2434/267
DateDec 17, 2020
Book Page2434/267
Instrument202005536
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateMississippi
CountySimpson County
Unified School DistrictSimpson County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,660.00 (+16.67%) Homeowner's exemption$25,890 (+14.12%)$258,090 (+14.16%) Land $9,120 Building $248,970
2024$2,280.00 (+8.37%) Homeowner's exemption$22,687 (+3.67%)$226,080 (+3.74%) Land $9,080 Building $217,000
2023$2,104.00 (-2.77%) Homeowner's exemption$21,884 (-2.15%)$217,920 (-2.14%) Land $9,330 Building $208,590
2022$2,164.00 Homeowner's exemption$22,364$222,680 Land $9,410 Building $213,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2014)
Most Recent ClaimApr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 55% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
C Spire Wireless
Fixed Wireless
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cato Rd

Nearby Streets

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