31955 Opal Dr, Winchester, CA 92596 Property Records

Riverside County property record for 31955 Opal Dr, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,283 sqft · built 2003
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$714,000 (Jul 2026)
Tax Bill	$7,215 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2023 Transfer + 3 more
Flood Zone	Zone D (undetermined)
APN	`480-420-014`

Property Details

APN / Parcel Number

Primary APN	`480-420-014`
Alternative APN	`467580014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,283 sqft Living Area
Gross Area	2,892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	467580014
Street Address	31955 OPAL DR
City	WINCHESTER
State	CA
Zip	92596-9082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A110
Legal Description	.18 ACRES M/L IN LOT 50 MB 325/049 TR 29847
Legal Subdivision	TRACT NO 29847
Legal Tract	29847
Legal Lot Number	50
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1002
Census Tract	43205

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31955 OPAL DR, WINCHESTER, CA 92596-9082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Grant Deed, Transfer · VA Mortgage JET MORTGAGE
Apr 4, 2023	Intrafamily Transfer, Transfer
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Jun 26, 2020	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 10, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	Jun 26, 2020 · Amount on Record
Deed Document Number	2026222866
Prior Transfer Date	Jun 3, 2010
Prior Transfer Doc	0000264796
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 16, 2026
Property Address	31955 OPAL DR, WINCHESTER, CA 92596-9082
Document Number	0000222866
Instrument Date	Jun 22, 2026
Instrument	2026222866
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$79,325.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	31955 OPAL DR, WINCHESTER, CA 92596-9082
Investor	Possibly a Property Investor

Mortgage

Document Number	0000222867,
Date	Jul 16, 2026
Instrument	2026222867

Lender

Name	JET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 4, 2023
Property Address	31955 OPAL DR, WINCHESTER, CA 92596-9082
Document Number	0000096224
Map Reference	MB 32 PG 49-59
Instrument Date	Apr 4, 2023
Instrument	2023-0096224
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	31955 OPAL DR, WINCHESTER, CA 92596-9082

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31955 OPAL DR, WINCHESTER, CA 92596-9082
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31955 OPAL DR, WINCHESTER, CA 92596-9082

Mortgage

Document Number	0000438708
Date	Jul 22, 2021
Instrument	2021-0438708

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 26, 2020
Property Address	31955 OPAL DR, WINCHESTER, CA 92596-9082
Document Number	0000277709
Map Reference	MB 32 PG 49
Instrument Date	Jun 8, 2020
Instrument	2020-0277709
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FNT IE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31955 OPAL DR, WINCHESTER, CA 92596-9082

Mortgage

Document Number	0000277710
Date	Jun 26, 2020
Instrument	2020-0277710

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31955 OPAL DR, WINCHESTER, CA 92596-9082
Document Number	0000415589
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31955 OPAL DR MENIFEE CA 925969082, MENIFEE, CA 92596-9082

Mortgage

Document Number	0000415589
Date	Oct 16, 2019
Instrument	415589

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$563,888 (+2%) Land $139,437 Building $424,451
2025	$7,215.00 (+0.87%)	$552,832 (+4.04%) Land $136,703 Building $416,129
2024	$7,153.00 (+1.2%)
2023	$7,068.00 (+1.22%)	$531,367 Land $131,396 Building $399,971
2022	$6,983.00
2021			$532,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Accel Wireless, Verizon.

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