31944 Downing Rd, Delmar, MD 21875 Property Records

Wicomico County property record for 31944 Downing Rd, Delmar, MD 21875

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,328 sqft · built 1978
Lot Size	0.715 acres (31,134 sqft)
Owner	2 Individual Names on File
Last Sale	$245,523 (Nov 2022)
Tax Bill	$1,691 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-084563`

Property Details

APN / Parcel Number

Primary APN	`05-084563`
Alternative APN	`084563`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,328 sqft Total Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	31,134 sqft (0.715 acres)
Lot Dimensions	258 ft deep x 125 ft wide
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	084563
Street Address	31944 DOWNING RD
City	DELMAR
State	MD
Zip	21875-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BL-J L-2 31,134 SQF 31944 DOWNING RD PEMBROKE HILLS SEC 4
Legal Subdivision	EMBROKE HILLS
Legal Block	J
Legal Lot Number	2
Jurisdiction	WICOMICO MD
Township / Civil Division	5, PARSONS
Census Block Group	3
Census Block	3016
Census Tract	10603

Owner

Source: Wicomico County records · APN 05-084563

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31944 DOWNING RD, DELMAR, MD 21875-2215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 03, 2017	Deed of Trust, Mortgage GREENLIGHT LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Prior Sale	Aug 15, 2006 · Amount on Record
Deed Book / Page	5185 / 478
Record Updated	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Nov 16, 2022
Property Address	31944 DOWNING RD, DELMAR, MD 21875-2215
Document Number	0051850478
Book / Page	5185 / 478
Map Reference	MB 3 FO 85
Instrument Date	Nov 14, 2022
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$613.81
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31944 DOWNING RD, 31944, DELMAR, MD 21875-2215

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31944 DOWNING RD, DELMAR, MD 21875-2215

Mortgage

Document Number	0051850486
Date	Nov 16, 2022
Instrument	5185-0486

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	31944 DOWNING RD, DELMAR, MD 21875-2215
Document Number	0041360149
Book / Page	004136 / 000149
Instrument Date	Jan 03, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31944 DOWNING RD DELMAR MD 218752215, DELMAR, MD 21875-2215

Mortgage

Document Number	0041360149
Date	Mar 08, 2017
Book Page	004136/000149

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	DALLAS, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 07, 2047

Tax Assessment & Valuation

Source: Wicomico County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,400 (+27.69%)	$205,200 (+14.96%) Land $36,700 Building $168,500
2025	$1,691.00 (+15.51%)
2023	$1,464.00	$146,767	$178,500 Land $36,700 Building $141,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 28, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 92% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Based on FCC filings for 63 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Downing Rd

Nearby Streets

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