Wicomico County property record for 31884 Downing Rd, Delmar, MD 21875
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,522 sqft · built 1976 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $98,900 (Jun 2002) |
| Tax Bill | $1,616 (2025) |
| Deeds & Mortgages | Dec 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-084520 |
| Primary APN | 05-084520 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,522 sqft Total Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 76,230 sqft (1.75 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 084520 |
|---|---|
| Street Address | 31884 DOWNING RD |
| City | DELMAR |
| State | MD |
| Zip | 21875-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | BL-E L-1 1.75 ACRES NS DOWNING RD PEMBROKE HILLS SEC 4 |
| Legal Subdivision | PEMBROKE HILLS |
| Legal Block | E |
| Legal Lot Number | 1 |
| Jurisdiction | WICOMICO MD |
| Township / Civil Division | 5, PARSONS |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10603 |
Source: Wicomico County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31884 DOWNING RD, DELMAR, MD 21875-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2002 · Amount on Record |
| Deed Sale | Jun 5, 2002 · Amount on Record |
| Prior Sale | Apr 10, 1991 · Amount on Record |
| Deed Document Number | 20023470 |
| Deed Book / Page | 1932 / 481 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WICOMICO MD |
| Property Address | 31884 DOWNING RD, DELMAR, MD 21875-2217 |
| Document Number | 0046000147 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 31884 DOWNING RD DELMAR MD 218752217, DELMAR, MD 21875-2217 |
| Document Number | 0046000147 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 004600/000147 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 468 Months |
| Due | Feb 27, 2059 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
Source: Wicomico County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Wicomico County |
| Unified School District | Wicomico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,033 (+27.28%) | $223,100 (+14.7%) Land $41,800 Building $181,300 | |
| 2025 | $1,616.00 (+7.23%) Homeowner's exemption | ||
| 2023 | $1,507.00 Homeowner's exemption | $160,300 | $194,500 Land $41,800 Building $152,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 92% of Maryland |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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