31957 Downing Rd, Delmar, MD 21875 Property Records

Wicomico County property record for 31957 Downing Rd, Delmar, MD 21875

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,104 sqft · built 1974
Lot Size	0.552 acres (24,066 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Feb 2022)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-044162`

Property Details

APN / Parcel Number

Primary APN	`05-044162`
Alternative APN	`044162`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,104 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,066 sqft (0.552 acres)
Pool Type	In-Ground Vinyl Pool
Pool Area	544 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	044162
Street Address	31957 DOWNING RD
City	DELMAR
State	MD
Zip	21875-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BL-C L-4 24,066 SQFT 31957 DOWNING ROAD PEMBROKE HILLS 2 PLAT
Legal Subdivision	PEMBROKE HILLS SECTION 2
Legal Block	C
Jurisdiction	WICOMICO MD
Township / Civil Division	5, PARSONS
Census Block Group	3
Census Block	3016
Census Tract	10603

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31957 DOWNING RD, DELMAR, MD 21875-2215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP
Jul 18, 2019	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Jul 18, 2019 · Amount on Record
Deed Book / Page	5049 / 30
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Feb 28, 2022
Property Address	31957 DOWNING RD, DELMAR, MD 21875-2215
Document Number	0050490030
Book / Page	5049 / 30
Map Reference	LB JWTS782 FO 11
Instrument Date	Feb 23, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BRIGHT TITLE SERVICES LLC, BRIGHT TTL & STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31957 DOWNING RD, DELMAR, MD 21875-2215

Mortgage

Document Number	0000504937
Date	Feb 28, 2022
Instrument	5049/37

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Jul 18, 2019
Property Address	31957 DOWNING RD, DELMAR, MD 21875-2215
Document Number	0044960387
Book / Page	004496 / 000387
Instrument Date	Jul 16, 2019
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31957 DOWNING RD DELMAR MD 218752215, DELMAR, MD 21875-2215

Mortgage

Document Number	44960392
Date	Jul 18, 2019
Book Page	004496/000392

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,200 (+32.53%)	$395,000 (+31.97%) Land $45,000 Building $350,000
2025	$2,819.00 (+13.12%) Homeowner's exemption
2023	$2,492.00	$249,900	$299,300 Land $45,000 Building $254,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 92% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Downing Rd

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