3194 N Riverside Dr, Lanexa, VA 23089 Property Records

James City County property record for 3194 N Riverside Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,638 sqft · built 2011
Lot Size	0.418 acres (18,208 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Feb 2012)
Tax Bill	$2,315 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-1 10-0-0001`

Property Details

APN / Parcel Number

Primary APN	`19-1 10-0-0001`
Alternative APN	`8616`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,638 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	18,208 sqft (0.418 acres)
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8616
Street Address	3194 N RIVERSIDE DR
City	LANEXA
State	VA
Zip	23089-9406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL
Legal Description	L-1 S-1 CYPRESS POINT
Legal Subdivision	CYPRESS POINT
Legal Lot Number	1
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1030
Census Tract	80306

Owner

Source: James City County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3194 N RIVERSIDE DR, LANEXA, VA 23089-9406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Unknown TRUIST BANK
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP
Oct 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2012 · Amount on Record
Deed Sale	Feb 17, 2012 · Amount on Record
Prior Sale	Dec 28, 2010 · Amount on Record
Deed Document Number	20124259
Last Transfer Date	Oct 2, 2019
Transfer Doc	0000014306
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3194 N RIVERSIDE DR, LANEXA, VA 23089-9406
Transaction Type	Mortgage
Record Updated	Nov 2, 2022
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202215012
Date	Oct 19, 2022
Instrument	202215012

Lender

Name	TRUIST BANK

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3194 N RIVERSIDE DR, LANEXA, VA 23089-9406
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210006652
Date	Apr 6, 2021
Instrument	210006652

Lender

Name	HOMESTAR FINANCIAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.38%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 3, 2019
Property Address	3194 N RIVERSIDE DR, LANEXA, VA 23089-9406
Document Number	0000014306
Instrument Date	Oct 2, 2019
Instrument	14306
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,315.00 (+38.87%)	$279,000 (+10.54%) Land $25,900 Building $253,100	$279,000 (+10.54%) Land $25,900 Building $253,100
2023		$252,400 Land $25,900 Building $226,500	$252,400 Land $25,900 Building $226,500
2019	$1,667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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