3181 N Riverside Dr, Lanexa, VA 23089 Property Records

James City County property record for 3181 N Riverside Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,450 sqft · built 2013
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Oct 2018)
Tax Bill	$3,715 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-1 14-0-0005`

Property Details

APN / Parcel Number

Primary APN	`19-1 14-0-0005`
Alternative APN	`29718`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	401 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	29718
Street Address	3181 N RIVERSIDE DR
City	LANEXA
State	VA
Zip	23089-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL
Legal Description	L-5 PH-2 HAVEN LANDING
Legal Subdivision	HAVEN LANDING
Legal Phase	2
Legal Lot Number	5
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1021
Census Tract	80306

Owner

Source: James City County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3181 N RIVERSIDE DR, LANEXA, VA 23089-9408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Apr 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA
Oct 1, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	201815595
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Recording Date	May 6, 2026
Property Address	3181 N RIVERSIDE DR, LANEXA, VA 23089-9408
Document Number	0000005413
Instrument Date	Feb 26, 2026
Instrument	20265413
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3181 N RIVERSIDE DR, LANEXA, VA 23089-9408
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005413,
Date	May 6, 2026
Instrument	20265413

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.1%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3181 N RIVERSIDE DR, LANEXA, VA 23089-9408
Document Number	0000005945
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3181 N RIVERSIDE DR LANEXA VA 230899408, LANEXA, VA 23089-9408

Mortgage

Document Number	0000005945
Date	Apr 30, 2020
Instrument	5945

Lender

Name	CITIZENS BK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 1, 2018
Property Address	3181 N RIVERSIDE DR, LANEXA, VA 23089-9408
Document Number	0000015595
Instrument Date	Sep 17, 2018
Instrument	15595
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3181 N RIVERSIDE DR LANEXA VA 230899408, LANEXA, VA 23089-9408

Mortgage

Document Number	15596
Date	Oct 1, 2018
Instrument	15596

Lender

Name	CITIZENS BK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,715.00 (+6.42%)	$447,600 (+32.78%) Land $140,000 Building $307,600	$447,600 (+32.78%) Land $140,000 Building $307,600
2024	$3,491.00 (+24.81%)
2023	$2,797.00	$337,100 Land $140,000 Building $197,100	$337,100 Land $140,000 Building $197,100
2022	$2,797.00 (+1.41%)
2019	$2,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on N Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures