3177 N Riverside Dr, Lanexa, VA 23089 Property Records

James City County property record for 3177 N Riverside Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,734 sqft · built 2021
Lot Size	5.84 acres (254,390 sqft)
Owner	2 Individual Names on File
Last Sale	$87,500 (Jul 2020)
Tax Bill	$4,454 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`19-1 14-0-0006`

Property Details

APN / Parcel Number

Primary APN	`19-1 14-0-0006`
Alternative APN	`29719`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,734 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	254,390 sqft (5.84 acres)
Porch	Slab
Deck Area	1,296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	29719
Street Address	3177 N RIVERSIDE DR
City	LANEXA
State	VA
Zip	23089-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL
Legal Description	L-6 PH-2 HAVEN LANDING
Legal Subdivision	HAVEN LANDING
Legal Phase	2
Legal Lot Number	6
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1021
Census Tract	80306

Owner

3177 N Riverside Dr is owned and occupied by two individuals who bought it in July 2020.

Source: James City County records, as of November 18, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3177 N RIVERSIDE DR, LANEXA, VA 23089-9408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS AND FARMERS BANK
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORPORATION
Jul 6, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS & FARMERS BK
Jan 17, 2018	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	Jan 17, 2018 · Amount on File
Deed Document Number	20209753
Prior Transfer Date	Jun 23, 2020
Prior Transfer Doc	0000009753
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3177 N RIVERSIDE DR, LANEXA, VA 23089-9408
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004470
Date	Mar 9, 2021
Instrument	210004470

Lender

Name	CITIZENS AND FARMERS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3177 N RIVERSIDE DR, LANEXA, VA 23089-9408
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210025144
Date	Dec 28, 2021
Instrument	210025144

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.63%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 6, 2020
Property Address	3177 N RIVERSIDE DR, LANEXA, VA 23089-9408
Document Number	0000009753
Instrument Date	Jun 23, 2020
Instrument	9753
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 N RIVERSIDE DR LANEXA VA 230899406, LANEXA, VA 23089-9406

Mortgage

Document Number	9754
Date	Jul 6, 2020
Instrument	9754

Lender

Name	CITIZENS & FARMERS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jan 17, 2018
Property Address	3177 N RIVERSIDE DR, LANEXA, VA 23089-9408
Document Number	0000001060
Instrument Date	Jan 15, 2018
Instrument	1060
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3034 N RIVERSIDE DR LANEXA VA 230899403, LANEXA, VA 23089-9403

Tax Assessment & Valuation

The 2025 property tax bill for 3177 N Riverside Dr was $4,454, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,454.00 (+6.4%)	$536,700 Land $125,000 Building $411,700	$536,700 Land $125,000 Building $411,700
2024	$4,186.00 (+30.85%)
2023	$3,199.00	$385,500 Land $125,000 Building $260,500	$385,500 Land $125,000 Building $260,500
2022	$3,199.00
2019	$1,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3177 N Riverside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3177 N Riverside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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