3194 Border Creek Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 3194 Border Creek Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,684 sqft · built 2005
Lot Size	0.307 acres (13,372 sqft)
Owner	2 Individual Names on File
Last Sale	$175,100 (Mar 2005)
Tax Bill	$1,732 (2025)
Deeds & Mortgages	May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-4448-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-4448-0`
Alternative APNs	`33-4N-23-1000-000A-0030` `23N4331000000A0030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,684 sqft Living Area
Gross Area	3,390 sqft
1st Floor Area	2,684 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	13,372 sqft (0.307 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	90 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3194 BORDER CREEK RD
City	CRESTVIEW
State	FL
Zip	32539-9063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKE ESTATES PH I BL A LOT 3
Legal Range	23W
Legal Township	04N
Legal Section	33
Legal Subdivision	BROOKE ESTATES
Legal Phase	1
Legal Block	A
Legal Lot Number	3
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1018
Census Tract	20303

Owner

3194 Border Creek Rd is owned and occupied by two individuals who bought it in March 2005.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3194 BORDER CREEK RD, CRESTVIEW, FL 32539-9063
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2005 · Amount on File
Deed Sale	Mar 29, 2005 · Amount on File
Prior Sale	Mar 26, 2004 · Amount on File
Deed Document Number	20052207415
Deed Book / Page	2604 / 4050
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	May 9, 2023
Property Address	3194 BORDER CREEK RD, CRESTVIEW, FL 32539-9063
Document Number	0036741539
Book / Page	3674 / 1539
Map Reference	MB 20 PG 55
Instrument Date	May 9, 2023
Instrument	3622636
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3194 BORDER CREEK RD, CRESTVIEW, FL 32539-9063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3194 BORDER CREEK RD, CRESTVIEW, FL 32539-9063
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3194 Border Creek Rd was $1,732 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,732.00 Homeowner's exemption	$205,234	$311,697 Land $38,922 Building $272,775
2023	$1,628.00 (+2.52%) Homeowner's exemption	$193,641 (+3%)	$338,947 (+8.29%) Land $33,068 Building $305,879
2022	$1,588.00 Homeowner's exemption	$188,001	$312,992 Land $30,905 Building $282,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3194 Border Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3194 Border Creek Rd is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20