3175 Border Creek Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 3175 Border Creek Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,288 sqft · built 2003
Lot Size	0.256 acres (11,135 sqft)
Owner	2 Individual Names on Record
Last Sale	$362,000 (Jun 2021)
Tax Bill	$124 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-4489-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-4489-4`
Alternative APNs	`33-4N-23-1000-000C-0240` `23N4331000000C0240`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,288 sqft Living Area
Gross Area	2,992 sqft
1st Floor Area	2,288 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	11,135 sqft (0.256 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3175 BORDER CREEK RD
City	CRESTVIEW
State	FL
Zip	32539-9065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKE ESTATES PH I BL C LOT 24
Legal Range	23W
Legal Township	04N
Legal Section	33
Legal Subdivision	BROOKE ESTATES
Legal Phase	1
Legal Block	C
Legal Lot Number	24
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1008
Census Tract	20303

Owner

Source: Okaloosa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3175 BORDER CREEK RD, CRESTVIEW, FL 32539-9065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Aug 21, 2012 · Amount on Record
Deed Document Number	20213467754
Deed Book / Page	3556 / 4881
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 30, 2021
Property Address	3175 BORDER CREEK RD, CRESTVIEW, FL 32539-9065
Document Number	0035564881
Book / Page	3556 / 4881
Map Reference	MB 20 PG 55
Instrument Date	Jun 14, 2021
Instrument	3467754
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 BYNUM CT, 15, CARTHAGE, NC 28327-1215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3175 BORDER CREEK RD, CRESTVIEW, FL 32539-9065

Mortgage

Document Number	35564883
Date	Jun 30, 2021
Instrument	3556/4883

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$124.00 (-96.25%) Homeowner's exemption Veteran's exemption	$310,520 (-6.59%) Land $38,922 Building $271,598	$310,520 (-6.59%) Land $38,922 Building $271,598
2023	$3,309.00 (+6.5%) Homeowner's exemption	$332,434 (+7.78%) Land $33,068 Building $299,366	$332,434 (+7.78%) Land $33,068 Building $299,366
2022	$3,107.00	$308,432 Land $30,905 Building $277,527	$308,432 Land $30,905 Building $277,527

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20