Okaloosa County property record for 3186 Border Creek Rd, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,687 sqft · built 2003 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $242,000 (Sep 2017) |
| Tax Bill | $3,050 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-4450-6 |
| Primary APN | C56-000-598-4450-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,687 sqft Heated Area |
| Gross Area | 3,373 sqft |
| 1st Floor Area | 2,687 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 11,500 sqft (0.264 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3186 BORDER CREEK RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-9063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKE ESTATES PH I BL A LOT 5 |
| Legal Range | 23 |
| Legal Township | 04N |
| Legal Section | 33 |
| Legal Subdivision | BROOKE ESTATES |
| Legal Phase | A |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 20303 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3186 BORDER CREEK RD, CRESTVIEW, FL 32539-9063 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 3, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Sep 5, 2017 | Warranty Deed, Transfer SUNBELT TITLE SERVICES INC |
| Sep 5, 2017 | Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2017 · Amount on Record |
| Deed Sale | Sep 5, 2017 · Amount on Record |
| Prior Sale | Sep 5, 2017 · Amount on Record |
| Deed Document Number | 3158087 |
| Deed Book / Page | 3316 / 1433 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3186 BORDER CREEK RD, CRESTVIEW, FL 32539-9063 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3186 BORDER CREEK RD, CRESTVIEW, FL 32539-9063 |
| Document Number | 0035093113 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 3509/3113 |
| Instrument | 3411981 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 5, 2017 |
| Property Address | 3186 BORDER CREEK RD, CRESTVIEW, FL 32539-9063 |
| Document Number | 0033161429 |
| Book / Page | 003316 / 001429 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 3158086 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2017 |
| Title Company | SUNBELT TITLE SERVICES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 5, 2017 |
| Property Address | 3186 BORDER CREEK RD, CRESTVIEW, FL 32539-9063 |
| Document Number | 0033161433 |
| Book / Page | 003316 / 001433 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 3158087 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2017 |
| Title Company | SUNBELT TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,694.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3186 BORDER CREEK RD CRESTVIEW FL 325399063, CRESTVIEW, FL 32539-9063 |
| Document Number | 33161438 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | 003316/001438 |
| Instrument | 3158088 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2047 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,050.00 (+0.36%) | $307,489 (-7.43%) Land $38,922 Building $268,567 | $307,489 (-7.43%) Land $38,922 Building $268,567 |
| 2023 | $3,039.00 (+9.04%) | $332,179 (+10.94%) Land $33,068 Building $299,111 | $332,179 (+10.94%) Land $33,068 Building $299,111 |
| 2022 | $2,787.00 | $299,413 Land $30,905 Building $268,508 | $299,413 Land $30,905 Building $268,508 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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