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3193 Gulf Winds Cir, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3193 Gulf Winds Cir, Hernando Beach, FL 34607

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,242 sqft · built 2022
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$124,000 (Dec 2017)
Tax Bill$6,419 (2025)
Deeds & MortgagesMar 2021 Construction Loan
Dec 2017 Sale
Flood ZoneZone AE (high risk)
APNR12-223-16-1900-0000-0390

Property Details

APN / Parcel Number

Primary APNR12-223-16-1900-0000-0390
Alternative APNs
  • 00155628
  • 155628

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms3 Rooms
Stories2 Stories
Building Area1,242 sqft Living Area
1st Floor Area1,536 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialAluminum/Vinyl
Construction TypeSteel Frame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,712 sqft (0.2 acres)
Garage TypeMixed
Garage Area450 sqft

Exterior Amenities

PorchPorch
Porch Area396 sqft
Deck Area28 sqft
Patio Area420 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00155628
Street Address3193 GULF WINDS CIR
CityHERNANDO BEACH
StateFL
Zip34607-3023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGULF COAST RET UNIT 2 LOT 39 ORB 294 PG 409
Legal Range16E
Legal Township23S
Legal Section11
Legal SubdivisionGULF COAST RET UNIT 2
Legal Lot Number39
Legal Unit2
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group2
Census Block2033
Census Tract41501

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3193 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2021Deed of Trust, Mortgage · Construction Mortgage
MIDFLORIDA CU
Dec 27, 2017Warranty Deed, Transfer
AMERICAS TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2017 · Amount on Record
Deed SaleDec 27, 2017 · Amount on Record
Prior SaleDec 2, 2014 · Amount on Record
Deed Document Number2017072506
Deed Book / Page3538 / 0207
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3193 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3023
Transaction TypeMortgage
Record UpdatedFeb 13, 2024
Title CompanyCITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7308 E WEEPING WILLOW DR, TUCSON, AZ 85756-6125

Mortgage

Document Number0039581922
DateMar 1, 2021
Book Page3958/1922
Instrument2021013757
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term370 Months
DueJan 1, 2052

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateDec 27, 2017
Property Address3193 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3023
Document Number0035380207
Book / Page003538 / 000207
Instrument DateDec 21, 2017
Instrument72506
Transaction TypeTransfer
Record UpdatedJan 22, 2018
Title CompanyAMERICAS TITLE

Transaction

AmountAmount Recorded
Tax$868.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7308 E WEEPING WILLOW DR TUCSON AZ 857566125, TUCSON, AZ 85756-6125

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,419.00 (-7.09%) Additional exemption filed$489,112 (-1.09%) Land $222,600 Building $266,512$489,112 (-1.09%) Land $222,600 Building $266,512
2023$494,502 Land $226,717 Building $267,785
2022$6,909.00$494,502 Land $222,600 Building $271,902

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 412 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1,071 (1979–2024)
Claims Outside the SFHA6 of 1,071
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 342 claims
  • Hurricane Idalia, Sep 2023 · 115 claims
  • Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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