Hernando County property record for 3200 Gulf Winds Cir, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,526 sqft · built 1975 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Apr 2020) |
| Tax Bill | $7,352 (2025) |
| Deeds & Mortgages | Apr 2020 Sale Aug 2017 Transfer |
| Flood Zone | Zone VE (high risk) |
| APN | R12-223-16-1900-0000-0070 |
| Primary APN | R12-223-16-1900-0000-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,526 sqft Living Area |
| Gross Area | 2,948 sqft |
| 1st Floor Area | 1,878 sqft |
| Upper Floors Area | 648 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 9,375 sqft (0.215 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 182 sqft |
| Deck Area | 208 sqft |
| Patio Area | 1,624 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00155361 |
|---|---|
| Street Address | 3200 GULF WINDS CIR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RET UNIT 2 LOTS 7 7B & SELY 5 FT OF LOT 8 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 2 |
| Legal Lot Number | 7,8 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 41501 |
3200 Gulf Winds Cir is owned and occupied by two individuals who bought it in April 2020.
Source: Hernando County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3200 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2020 | Warranty Deed, Transfer COMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC |
| Aug 4, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2020 · Amount on File |
| Deed Sale | Apr 24, 2020 · Amount on File |
| Prior Sale | Jul 1, 2017 · Amount on File |
| Deed Document Number | 202025461 |
| Deed Book / Page | 3833 / 54 |
| Prior Transfer Date | Jul 19, 2017 |
| Prior Transfer Doc | 0034950318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 24, 2020 |
| Property Address | 3200 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3024 |
| Document Number | 0038330054 |
| Book / Page | 003833 / 000054 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 25461 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | COMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,025.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2868 A RD LOXAHATCHEE FL 334703823, LOXAHATCHEE, FL 33470-3823 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 4, 2017 |
| Property Address | 3200 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3024 |
| Document Number | 0034950318 |
| Book / Page | 003495 / 000318 |
| Instrument Date | Jul 19, 2017 |
| Instrument | 44882 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4272 BELLAIRE DR HERNANDO BEACH FL 346073201, HERNANDO BEACH, FL 34607-3201 |
The 2025 property tax bill for 3200 Gulf Winds Cir was $7,352 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,352.00 Homeowner's exemption | $522,056 | $810,766 Land $491,644 Building $319,122 |
| 2023 | $492,566 Land $168,926 Building $323,640 | ||
| 2022 | $6,879.00 | $829,137 Land $491,644 Building $337,493 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3200 Gulf Winds Cir in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3200 Gulf Winds Cir is moderate, ranking above 45% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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