Hernando County property record for 3186 Gulf Winds Cir, Hernando Beach, FL 34607
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 1,442 sqft · built 1984 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $425,000 (Jul 2020) |
| Tax Bill | $7,244 (2025) |
| Deeds & Mortgages | Jul 2020 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | R12-223-16-1900-0000-0090 |
| Primary APN | R12-223-16-1900-0000-0090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,442 sqft Living Area |
| 1st Floor Area | 1,442 sqft |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 498 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00155370 |
|---|---|
| Street Address | 3186 GULF WINDS CIR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3021 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | GULF COAST RET UNIT 2 LOTS 9 9-B |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 11 |
| Legal Subdivision | GULF COAST RET UNIT 2 |
| Legal Lot Number | 9 |
| Legal Unit | 2 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 41501 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 1671 VIRGINIA LEE CIR, BROOKSVILLE, FL 34602-6250 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2020 · Amount on Record |
| Deed Sale | Jul 16, 2020 · Amount on Record |
| Prior Sale | Sep 3, 2010 · Amount on Record |
| Deed Document Number | 2020042999 |
| Deed Book / Page | 3863 / 1548 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 16, 2020 |
| Property Address | 3186 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3021 |
| Document Number | 0038631548 |
| Book / Page | 003863 / 001548 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 42999 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2020 |
| Title Company | SOUTHEAST TITLE/THE SUNCOAST |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,975.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3186 GULF WINDS CIR HERNANDO BEACH FL 346073021, HERNANDO BEACH, FL 34607-3021 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,244.00 (-13.45%) | $507,451 (+12.2%) Land $490,553 Building $16,898 | $507,451 (-26.37%) Land $490,553 Building $16,898 |
| 2023 | $452,256 Land $252,882 Building $199,374 | ||
| 2022 | $8,370.00 | $689,154 Land $481,853 Building $207,301 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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