3190 McMasters Rd, Billings, MT 59101 Property Records

Yellowstone County property record for 3190 McMasters Rd, Billings, MT 59101

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 4,260 sqft · built 2001
Lot Size	0.298 acres (12,996 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,496 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000C133370`

Property Details

APN / Parcel Number

Primary APN	`000C133370`
Alternative APNs	`03-0927-27-2-13-18-0000` `R0352741` `C133370` `C13337`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,260 sqft Living Area
Gross Area	4,428 sqft
1st Floor Area	1,754 sqft
Attic	Attic
Attic Area	920 sqft
Basement Area	1,754 sqft
Finished Basement	1,586 sqft
Unfinished Basement	168 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,996 sqft (0.298 acres)
View / Lot	Neighborhood / Spot
Garage Area	842 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	174 sqft
Deck Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3190 MCMASTERS RD
City	BILLINGS
State	MT
Zip	59101-9403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEWOOD ESTATES SUBD 1ST FILING, S27, T01 S, R26 E, BLOCK 3, LOT 9, 12996 SQUARE FEET, (02) ANNEXED (03)
Legal Range	26E
Legal Township	01S
Legal Section	27
Legal Subdivision	RIDGEWOOD ESTATES SUBD 1ST FILING
Legal Block	3
Legal Lot Number	9
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	SOUTH YELLOWSTONE
Census Block Group	3
Census Block	3004
Census Tract	940001

Owner

3190 McMasters Rd is owned and occupied by two individuals.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3190 MCMASTERS RD, BILLINGS, MT 59101-9403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Line of Credit RIMROCK CU
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CLASS MORTGAGE V INC
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CLASS MORTGAGE V INC
Aug 5, 2019	Deed of Trust, Mortgage · Line of Credit RIMROCK CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3190 MCMASTERS RD, BILLINGS, MT 59101-9403
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004045294
Date	Apr 21, 2023
Instrument	4045294

Lender

Name	RIMROCK CU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3190 MCMASTERS RD, BILLINGS, MT 59101-9403
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003986602
Date	Aug 23, 2021
Instrument	3986602

Lender

Name	FIRST CLASS MORTGAGE V INC
Type	Mortgage Company
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3190 MCMASTERS RD, BILLINGS, MT 59101-9403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003917339
Date	Apr 17, 2020
Instrument	3917339

Lender

Name	FIRST CLASS MORTGAGE V INC
Type	Mortgage Company
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3190 MCMASTERS RD, BILLINGS, MT 59101-9403
Document Number	0003893008
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3190 MCMASTERS RD BILLINGS MT 591019403, BILLINGS, MT 59101-9403

Mortgage

Document Number	0003893008
Date	Aug 16, 2019
Instrument	3893008

Lender

Name	RIMROCK CU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 15, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3190 McMasters Rd was $4,496, down 10.3% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Secondary School District	Billings High School District (09 - 12)
Elementary School District	Blue Creek Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$682,500 (-) Land $88,656 Building $593,844	$682,500 (-) Land $88,656 Building $593,844
2025	$4,496.00 (-10.35%)	$682,500 Land $88,656 Building $593,844	$682,500 Land $88,656 Building $593,844
2024	$5,015.00 (+6.18%)
2023	$4,723.00	$585,700	$585,700 Land $85,794 Building $499,906

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3190 McMasters Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2008–2011)
Most Recent Claim	May 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3190 McMasters Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 50% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	100 / 20

May also be available: Verizon.

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