Emmet County property record for 3190 Jensen Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,118 sqft |
| Lot Size | 0.003 acres (114 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (May 2013) |
| Tax Bill | $8,125 (2024) |
| Deeds & Mortgages | Nov 2018 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-22-200-006 |
| Primary APN | 01-19-22-200-006 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 3,014 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 114 sqft (0.003 acres) |
| Garage Area | 720 sqft |
| Patio Area | 660 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3190 JENSEN RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | S 1/2 OF NE 1/4 & NW 1/4 OF SE 1/4, EXC COM AT CTR 1/4 COR OF SEC FOR POB, TH N 283 FT, E 175 FT, S 283 FT, W 175 FT TO POB. EXC COM AT E 1/4 COR OF SD SEC, TH ALG E/W 1/4 LN, N89?25'12"W 2039.07 FT FOR POB, TH CONT N89?25'12"W 360.55 FT, TH N00?02'5 |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 22 |
| Legal Subdivision | S22 T34N R5W |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 970600 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3190 JENSEN RD, PETOSKEY, MI 49770-9525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2018 | Deed of Trust, Mortgage CHEMICAL BANK |
| Jun 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2013 · Amount on Record |
| Deed Sale | May 29, 2013 · Amount on Record |
| Prior Sale | May 29, 2013 · Amount on Record |
| Deed Document Number | 20135109867 |
| Deed Book / Page | 1157 / 195 |
| Prior Transfer Date | May 24, 2013 |
| Prior Transfer Doc | 001157/193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3190 JENSEN RD, PETOSKEY, MI 49770-9525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001208/0000000175 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 0000001208/0000000175 |
| Instrument | 000005161068 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3190 JENSEN RD, PETOSKEY, MI 49770-9525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3190 JENSEN RD, PETOSKEY, MI 49770-9525 |
| Document Number | 0000001221/0000000824 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 0000001221/0000000824 |
| Instrument | 574767 |
| Name | TCF NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $550,500 (+37.32%) Building $550,500 | $1,101,000 (+37.32%) Building $1,101,000 | |
| 2024 | $8,125.00 | ||
| 2023 | $400,900 Building $400,900 | $801,800 Building $801,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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