3121 Jensen Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 3121 Jensen Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	3.65 acres (158,994 sqft)
Owner	Individual Name on File
Tax Bill	$2,101 (2024)
Deeds & Mortgages	Feb 2018 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-19-22-100-043`

Property Details

APN / Parcel Number

Primary APN	`01-19-22-100-043`

Exterior

Lot Area	158,994 sqft (3.65 acres)

Location & Zoning

Street Address	3121 JENSEN RD
City	PETOSKEY
State	MI
Zip	49770-9525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-1
Legal Description	COM AT NW COR OF SEC, TH E 1326.95 FT, TH S ALG 1/8 LN 744.46 FT, N73?50'30"E 547.11 FT, N71?51'26"E 569.48 FT, TH S 882.27
Legal Range	05W
Legal Township	34N
Legal Section	22
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	1
Census Block	1021
Census Tract	970600

Owner

Source: Emmet County records · APN 01-19-22-100-043

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3121 JENSEN RD, PETOSKEY, MI 49770-9525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 01, 2016
Transfer Doc	1186/0470
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	3121 JENSEN RD, PETOSKEY, MI 49770-9525
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001201/0000000064
Date	Feb 01, 2018
Book Page	0000001201/0000000064
Instrument	000005153962

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	299 Months
Due	Jan 01, 2043

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	3121 JENSEN RD, PETOSKEY, MI 49770-9525
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 JENSEN RD, PETOSKEY, MI 49770-9525

Mortgage

Document Number	0000001226/0000000419
Date	Oct 26, 2020
Book Page	0000001226/0000000419
Instrument	5179368

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2040

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,400 (+7.21%) Land $187,400	$374,800 (+7.21%) Land $374,800
2025		$174,800 (+39.73%) Land $174,800	$349,600 (+39.73%) Land $349,600
2024	$2,101.00
2023		$125,100 Land $125,100	$250,200 Land $250,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Emmet County (26047C), as of May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Great Lakes Energy Connections Fiber	1,000 / 1,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 23 locations within half a mile of this property.

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