3175 Jensen Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 3175 Jensen Rd, Petoskey, MI 49770

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,144 sqft · built 1998
Lot Size3.99 acres (173,804 sqft)
OwnerIndividual Name on Record
Last Sale$134,900 (May 2015)
Tax Bill$2,629 (2024)
Deeds & MortgagesNov 2021 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN01-19-22-200-007

Property Details

APN / Parcel Number

Primary APN01-19-22-200-007

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories4 Stories
Building Area2,144 sqft Living Area
1st Floor Area1,388 sqft
Basement Area1,036 sqft
Unfinished Basement1,036 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleOther
Lot Area173,804 sqft (3.99 acres)
Garage Area936 sqft
Patio Area212 sqft
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3175 JENSEN RD
CityPETOSKEY
StateMI
Zip49770-9525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeEC FF-1
Legal DescriptionPT OF S 1/2 OF NE 1/4 OF SECTION 22, COM AT E 1/4 COR OF SD SEC, TH ALG E/W 1/4 LN, N89?25'12"W 2039.07 FT FOR POB, TH CONT N89?25'12"W 360.55 FT, TH N00?02'55"E 483.39 FT, TH S89?24'44"E 360.55 FT, TH S00?02'55"W 483.39 FT TO POB. SECTION 22, T34N,
Legal Range05W
Legal Township34N
Legal Section22
Legal SubdivisionS2NE4S22 T34N R5W
JurisdictionEMMET MI
Township / Civil DivisionBEAR CREEK
Census Block Group1
Census Block1021
Census Tract970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3175 JENSEN RD, PETOSKEY, MI 49770-9525
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NATIONAL BANK
Nov 19, 2018Deed of Trust, Mortgage
HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2015 · Amount on Record
Deed SaleMay 21, 2015 · Amount on Record
Deed Document Number20155129145
Deed Book / Page1176 / 341
Prior Transfer DateMay 24, 2010
Prior Transfer Doc1124/464
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address3175 JENSEN RD, PETOSKEY, MI 49770-9525
Transaction TypeMortgage
Record UpdatedNov 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3175 JENSEN RD, PETOSKEY, MI 49770-9525

Mortgage

Document Number0000001238/0000000967
DateNov 12, 2021
Book Page0000001238/0000000967
Instrument5191929
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address3175 JENSEN RD, PETOSKEY, MI 49770-9525
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001208/0000000144
DateNov 19, 2018
Book Page0000001208/0000000144
Instrument000005161037
Lender
NameHUNTINGTON NATIONAL BANK
TypeBank
Agreement
AmountAmount Recorded
Term350 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
County SubdivisionBear Creek Township
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$201,800 (+7.63%) Building $201,800$403,600 (+7.63%) Building $403,600
2025$187,500 (+53.94%) Building $187,500$375,000 (+53.94%) Building $375,000
2024$2,629.00
2023$121,800 Building $121,800$243,600 Building $243,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Truestream
Fiber
1,000 / 1,000
Spectrum
Fiber
1,000 / 1,000

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