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319 Watertons Way, Joppa, MD 21085 Property Records

Harford County property record for 319 Watertons Way, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,872 sqft · built 2000
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on File
Last Sale$170,784 (Oct 2000)
Tax Bill$3,776 (2025)
Deeds & MortgagesJan 2024 Second Mortgage
Dec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN01-320475

Property Details

APN / Parcel Number

Primary APN01-320475
Alternative APNs
  • 1320475
  • 320475

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,872 sqft Total Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area576 sqft
PorchSlab
Porch Area408 sqft
Deck Area240 sqft
Patio Area432 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number320475
Street Address319 WATERTONS WAY
CityJOPPA
StateMD
Zip21085-5428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1COS
Legal DescriptionLOT 10 7840 SF 319 WATERTON'S WAY GUNPOWDER S1 P 96/14
Legal SubdivisionGUNPOWDER
Legal Lot Number10
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2008
Census Tract301301

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address319 WATERTONS WAY, JOPPA, MD 21085-5428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 1, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 12, 2000 · Amount on Record
Deed SaleOct 12, 2000 · Amount on Record
Deed Document Number2000776
Deed Book / Page3355 / 655
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address319 WATERTONS WAY, JOPPA, MD 21085-5428
Transaction TypeMortgage
Record UpdatedFeb 6, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 WATERTONS WAY, JOPPA, MD 21085-5428

Mortgage

Document Number0161590182
DateJan 29, 2024
Book Page16159/182
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term480 Months
DueJan 1, 2064

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address319 WATERTONS WAY, JOPPA, MD 21085-5428
Transaction TypeMortgage
Record UpdatedDec 13, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 WATERTONS WAY, JOPPA, MD 21085-5428

Mortgage

Document Number0157560199
DateDec 1, 2022
Book Page15756/199
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term262 Months
DueOct 1, 2044

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$386,700 (+15.98%)$406,800 (+17.4%) Land $98,000 Building $308,800
2025$3,776.00 (+8.16%)
2023$333,433$346,500 Land $98,000 Building $248,500
2022$3,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1978–2022)
Claims Outside the SFHA3 of 8
Most Recent ClaimAug 2022 · rainfall accumulation
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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