308 Saddle Leaf, Cibolo, TX 78108 Property Records

Guadalupe County property record for 308 Saddle Leaf, Cibolo, TX 78108

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,792 sqft · built 2022
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$329,260 (May 2023)
Tax Bill$3,967 (2024)
Deeds & MortgagesMay 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN000000179521

Property Details

APN / Parcel Number

Primary APN000000179521
Alternative APNs
  • 1G3900-7026-02100-0-00
  • 000000251441
  • 000000286846
  • 179521

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,792 sqft Living Area
Gross Area2,421 sqft
1st Floor Area1,792 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area429 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area236 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address308 SADDLE LEAF
CityCIBOLO
StateTX
Zip78108-0270
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSADDLE CREEK RANCH #7 BLOCK 26 LOT 21 .15 AC
Legal SubdivisionSADDLE CREEK RANCH #7
Legal Tract21
Legal Block26
Legal Lot Number21
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1005
Census Tract210612

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address308 SADDLE LEAF, CIBOLO, TX 78108-0270
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2023 · Amount on Record
Deed SaleMay 17, 2023 · Amount on Record
Deed Document Number202312349
Record UpdatedSep 20, 2026

May 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateMay 17, 2023
Property AddressTX
Document Number0099012349
Map ReferenceVOL 9 PG 365&366
Instrument DateMay 16, 2023
Instrument202399012349
Transaction TypeTransfer
Record UpdatedNov 3, 2025
Title CompanyAUSTIN TITLE, ATC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 SADDLE LEAF, CIBOLO, TX 78108-0270

Mortgage

Document Number0099012350
DateMay 17, 2023
Instrument202399012350
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCibolo City
CountyGuadalupe County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,696 (-5.83%) Land $43,670 Building $277,026$320,696 (-5.83%) Land $43,670 Building $277,026
2025$340,568 (+154.48%) Land $41,802 Building $298,766$340,568 (+154.48%) Land $41,802 Building $298,766
2024$3,967.00 (+135.01%)
2023$1,688.00 (+230.98%)$133,828 Land $31,671 Building $102,157$133,828 Land $31,671 Building $102,157
2022$510.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 73% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREEN VALLEY SUD
serves 52,497 people · EPA ID TX0940020
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Verizon, VTX Communications.

Nearby Properties on Saddle Leaf

Nearby Streets

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