Habersham County property record for 319 Phillips St, Clarkesville, GA 30523
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,832 sqft · built 2006 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Jun 2009) |
| Tax Bill | $2,468 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 099 095P |
| Primary APN | 099 095P |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,832 sqft Heated Area |
| Gross Area | 3,932 sqft |
| 1st Floor Area | 1,832 sqft |
| Basement Area | 1,016 sqft |
| Finished Basement | 816 sqft |
| Unfinished Basement | 1,016 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | Deck Area |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 401545 |
|---|---|
| Street Address | 319 PHILLIPS ST |
| City | CLARKESVILLE |
| State | GA |
| Zip | 30523-3846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 11-47 LT 1 P2 PB 42-221 890-405 |
| Legal Subdivision | SETTLERS POINT PH 02 |
| Legal Lot Number | 1 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CLARKESVILLE |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 203 |
Source: Habersham County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 319 PHILLIPS ST, CLARKESVILLE, GA 30523-3846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2009 · Amount on Record |
| Deed Sale | Jun 11, 2009 · Amount on Record |
| Prior Sale | Aug 9, 2005 · Amount on Record |
| Deed Book / Page | 890 / 398 |
| Transfer Doc | 000890/405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 319 PHILLIPS ST, CLARKESVILLE, GA 30523-3846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 319 PHILLIPS ST, CLARKESVILLE, GA 30523-3846 |
| Document Number | 0000001299/0000000514 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | 0000001299/0000000514 |
| Name | PINNACLE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2032 |
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,468.00 (-4.97%) Homeowner's exemption | $161,738 (+2.28%) Land $14,000 Building $147,738 | $404,345 (+2.28%) Land $35,000 Building $369,345 |
| 2025 | $2,597.00 Homeowner's exemption | $158,139 (+36.62%) Land $14,000 Building $144,139 | $395,348 (+36.62%) Land $35,000 Building $360,348 |
| 2023 | Homeowner's exemption | $115,752 (+17.87%) Land $14,000 Building $101,752 | $289,380 (+17.87%) Land $35,000 Building $254,380 |
| 2022 | Homeowner's exemption | $98,204 Land $12,000 Building $86,204 | $245,510 Land $30,000 Building $215,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · DSL in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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