295 Phillips St, Clarkesville, GA 30523 Property Records

Habersham County property record for 295 Phillips St, Clarkesville, GA 30523

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,792 sqft · built 2006
Lot Size0.989 acres (43,103 sqft)
Owner2 Company Names on Record
Tax Bill$1,737 (2025)
Flood ZoneZone X (minimal risk)
APN099 095R

Property Details

APN / Parcel Number

Primary APN099 095R
Alternative APNs
  • 653454
  • 401548

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,792 sqft Heated Area
Gross Area2,971 sqft
1st Floor Area1,792 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialWood
Roof TypeGable
Roof MaterialWood Shingle
Lot Area43,103 sqft (0.989 acres)
Garage TypeMixed
Garage Area816 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area204 sqft
Deck Area24 sqft
Patio Area159 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number401548
Street Address295 PHILLIPS ST
CityCLARKESVILLE
StateGA
Zip30523-3853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLI
Legal Description11-47 LT 3 PB 44-221 1371-801
Legal SubdivisionSETTLERS POINT PH 02
Legal Lot Number3
JurisdictionHABERSHAM GA
Township / Civil DivisionCLARKESVILLE
Census Block Group4
Census Block4024
Census Tract203

Owner

Source: Habersham County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address295 PHILLIPS ST, CLARKESVILLE, GA 30523-3853
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2025
Deed SaleApr 11, 2025
Prior SaleMay 1, 2006 · Amount on Record
Deed Book / Page1395 / 150
Prior Transfer DateMar 13, 2025
Prior Transfer Doc001395/150
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 8, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,737.00 Homeowner's exemption Senior Citizen's exemption$148,648 (+31.01%) Land $14,000 Building $134,648$371,621 (+31.01%) Land $35,000 Building $336,621
2023Homeowner's exemption Senior Citizen's exemption$113,460 (+16.8%) Land $14,000 Building $99,460$283,650 (+16.8%) Land $35,000 Building $248,650
2022Homeowner's exemption Senior Citizen's exemption$97,140 Land $12,000 Building $85,140$242,850 Land $30,000 Building $212,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 86% of Georgia
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TrailWave
Fiber
1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Phillips St

Nearby Streets

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