307 Phillips St, Clarkesville, GA 30523 Property Records

Habersham County property record for 307 Phillips St, Clarkesville, GA 30523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Mar 2021)
Tax Bill	$2,972 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099 095Q`

Property Details

APN / Parcel Number

Primary APN	`099 095Q`
Alternative APNs	`680883` `401552`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,704 sqft Heated Area
Gross Area	2,640 sqft
1st Floor Area	1,704 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	120 sqft
Patio Area	324 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	401552
Street Address	307 PHILLIPS ST
City	CLARKESVILLE
State	GA
Zip	30523-3846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	11-47 LT 2 P 2 PB 44-221 DB 1253-843
Legal Subdivision	SETTLERS POINT PH 02
Legal Lot Number	2
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	4
Census Block	4024
Census Tract	203

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 PHILLIPS ST, CLARKESVILLE, GA 30523-3846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Prior Sale	Jan 12, 2015 · Amount on Record
Deed Document Number	2021589
Deed Book / Page	1253 / 843
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 12, 2021
Property Address	307 PHILLIPS ST, CLARKESVILLE, GA 30523-3846
Document Number	001253/843
Book / Page	1253 / 843
Instrument Date	Mar 12, 2021
Instrument	2021-000589
Transaction Type	Transfer
Record Updated	Oct 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 PHILLIPS ST, CLARKESVILLE, GA 30523-3846

Mortgage

Document Number	0000001253/0000000844
Date	Mar 16, 2021
Book Page	0000001253/0000000844

Lender

Name	SHELTER HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,972.00 (-4.07%) Homeowner's exemption Senior Citizen's exemption	$149,457 (+3.23%) Land $14,000 Building $135,457	$373,642 (+3.23%) Land $35,000 Building $338,642
2025	$3,098.00 (+6.46%) Homeowner's exemption Senior Citizen's exemption	$144,780 (+29.12%) Land $14,000 Building $130,780	$361,950 (+29.12%) Land $35,000 Building $326,950
2023	$2,910.00 (+16.96%)	$112,124 (+16.94%) Land $14,000 Building $98,124	$280,310 (+16.94%) Land $35,000 Building $245,310
2022	$2,488.00	$95,884 Land $12,000 Building $83,884	$239,710 Land $30,000 Building $209,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 86% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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