Bergen County and Ramsey Borough property record for 319 Norman Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,646 sqft · built 1941 |
| Lot Size | 0.283 acres (12,327 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $711,000 (Nov 2019) |
| Tax Bill | $17,226 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05410-0000-00017 |
| Primary APN | 48-05410-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,646 sqft Living Area |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Construction Type | Frame |
| Lot Area | 12,327 sqft (0.283 acres) |
| Lot Dimensions | 110 ft deep x 112 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 319 NORMAN DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.283AC |
| Legal Subdivision | RAMSEY COUNTRY CLUB ESTATES SE |
| Legal Block | 5410 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 319 NORMAN DR, RAMSEY, NJ 07446-2659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Nov 22, 2019 | Deed with Mortgage, Transfer · Conventional Mortgage GUARANTEED RATE |
| Apr 7, 2017 | Deed of Trust, Mortgage · Line of Credit BOILING SPRGS SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2019 · Amount on Record |
| Deed Sale | Nov 22, 2019 · Amount on Record |
| Prior Sale | Dec 21, 2015 · Amount on Record |
| Deed Document Number | 201981023 |
| Deed Book / Page | 3417 / 621 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 319 NORMAN DR, RAMSEY, NJ 07446-2659 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0038040728 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 3804/728 |
| Instrument | 20-114797 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 22, 2019 |
| Property Address | 319 NORMAN DR, RAMSEY, NJ 07446-2659 |
| Document Number | 0034170621 |
| Book / Page | 003417 / 000621 |
| Instrument Date | Oct 2, 2019 |
| Instrument | 81023 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $711.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 319 NORMAN DR RAMSEY NJ 074462659, RAMSEY, NJ 07446-2659 |
| Document Number | 34170627 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 003417/000627 |
| Instrument | 81023 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 319 NORMAN DR, RAMSEY, NJ 07446-2659 |
| Document Number | 0025910814 |
| Book / Page | 002591 / 000814 |
| Instrument Date | Apr 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2017 |
| Name | Verified Name |
|---|---|
| Address | 319 NORMAN DR RAMSEY NJ 074462659, RAMSEY, NJ 07446-2659 |
| Document Number | 0025910814 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 002591/000814 |
| Name | BOILING SPRGS SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | RUTHERFORD, NJ 07070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $865,900 (+3.5%) Land $392,500 Building $473,400 | $865,900 (+3.5%) Land $392,500 Building $473,400 | |
| 2025 | $17,226.00 (-6.66%) | $836,600 (+27.92%) Land $367,500 Building $469,100 | $836,600 (+27.92%) Land $367,500 Building $469,100 |
| 2024 | $18,455.00 (+7.58%) | ||
| 2023 | $654,000 Land $305,400 Building $348,600 | $654,000 Land $305,400 Building $348,600 | |
| 2022 | $17,154.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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