274 Norman Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 274 Norman Dr, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	1,938 sqft · built 1956
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on File
Last Sale	$539,000 (Jul 2019)
Tax Bill	$12,591 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-05404-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`48-05404-0000-00009`
Alternative APN	`480540400009`

Interior

Stories	1 Story
Building Area	1,938 sqft Living Area
1st Floor Area	1,938 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	274 NORMAN DR
City	RAMSEY
State	NJ
Zip	07446-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.189AC
Legal Subdivision	RAMSEY COUNTRY CLUB ESTATES SE
Legal Block	5404
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1014
Census Tract	44201

Owner

274 Norman Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	274 NORMAN DR, RAMSEY, NJ 07446-2615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Prior Sale	Jun 25, 2013 · Amount on File
Deed Document Number	201948868
Deed Book / Page	3306 / 2307
Record Updated	Sep 20, 2026

July 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Jul 29, 2019
Property Address	274 NORMAN DR, RAMSEY, NJ 07446-2615
Document Number	0033062307
Book / Page	003306 / 002307
Instrument Date	Jun 19, 2019
Instrument	48868
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	274 NORMAN DR RAMSEY NJ 074462615, RAMSEY, NJ 07446-2615

Mortgage

Document Number	33062312
Date	Jul 29, 2019
Book Page	003306/002312
Instrument	48868

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 274 Norman Dr was $12,591, up 0.4% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$636,700 (+4.12%) Land $340,500 Building $296,200	$636,700 (+4.12%) Land $340,500 Building $296,200
2025	$12,591.00 (+0.42%)	$611,500 Land $318,000 Building $293,500	$611,500 Land $318,000 Building $293,500
2024	$12,538.00
2023		$444,300 Land $264,300 Building $180,000	$444,300 Land $264,300 Building $180,000
2022	$11,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 274 Norman Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2021)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 Norman Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20