Bergen County and Ramsey Borough property record for 349 Norman Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,514 sqft · built 1941 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $980,000 (Jan 2025) |
| Tax Bill | $17,530 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05410-0000-00014 |
| Primary APN | 48-05410-0000-00014 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,514 sqft Living Area |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Construction Type | Frame |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 349 NORMAN DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.189AC |
| Legal Subdivision | RAMSEY COUNTRY CLUB ESTATE SEC |
| Legal Block | 5410 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 349 NORMAN DR, RAMSEY, NJ 07446-2659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2025 · Amount on Record |
| Deed Sale | Jan 16, 2025 · Amount on Record |
| Prior Sale | Jun 22, 2016 · Amount on Record |
| Deed Document Number | 20253686 |
| Deed Book / Page | 5405 / 1440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 349 NORMAN DR, RAMSEY, NJ 07446-2659 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 349 NORMAN DR, RAMSEY, NJ 07446-2659 |
| Investor | Possibly a Property Investor |
| Document Number | 0056580475 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 5658/475 |
| Instrument | 2025081256 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Feb 1, 2055 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $881,000 (+3.48%) Land $378,400 Building $502,600 | $881,000 (+3.48%) Land $378,400 Building $502,600 | |
| 2025 | $17,530.00 (+0.35%) | $851,400 (+37.54%) Land $353,400 Building $498,000 | $851,400 (+37.54%) Land $353,400 Building $498,000 |
| 2024 | $17,468.00 (+7.59%) | ||
| 2023 | $619,000 Land $293,600 Building $325,400 | $619,000 Land $293,600 Building $325,400 | |
| 2022 | $16,236.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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