319 N Walnut St, Commerce, OK 74339 Property Records

Ottawa County property record for 319 N Walnut St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,128 sqft · built 1988
Owner	Individual Name on Record
Last Sale	$64,000 (Nov 2015)
Tax Bill	$713 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20556`

Property Details

APN / Parcel Number

Primary APN	`20556`
Alternative APN	`5680-00-013-011-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1988
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20556
Street Address	319 N WALNUT ST
City	COMMERCE
State	OK
Zip	74339-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 11 - 12, BLK 13 FAIRVIEW-COMMERCE JT WD 1008 616
Legal Range	23E
Legal Township	28N
Legal Section	06
Legal Subdivision	FAIRVIEW-COMMERCE
Legal Block	13
Legal Lot Number	11,12
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3040
Census Tract	574200

Owner

Source: Ottawa County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	319 N WALNUT ST, COMMERCE, OK 74339-1713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2015 · Amount on Record
Deed Sale	Nov 30, 2015 · Amount on Record
Prior Sale	Apr 9, 2015
Deed Document Number	2015-004603
Deed Book / Page	1020 / 541
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	319 N WALNUT ST, COMMERCE, OK 74339-1713
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 N WALNUT ST, COMMERCE, OK 74339-1713

Mortgage

Document Number	001167/106
Date	Aug 4, 2022
Book Page	1167/106
Instrument	I-2022-004082

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	280 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$713.00 (+0.85%)	$7,351 (-3.96%) Land $485 Building $6,866	$64,479 (-3.96%) Land $4,255 Building $60,224
2024	$707.00 (+2.91%)	$7,654 (-) Land $485 Building $7,169	$67,137 (-) Land $4,255 Building $62,882
2023	$687.00 (-1.58%)	$7,654 (-) Land $485 Building $7,169	$67,137 (-) Land $4,255 Building $62,882
2022	$698.00	$7,654 Land $485 Building $7,169	$67,137 Land $4,255 Building $62,882

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

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