306 N Walnut St, Commerce, OK 74339 Property Records

Ottawa County property record for 306 N Walnut St, Commerce, OK 74339

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,350 sqft · built 1956
Lot Size0.22 acres (9,536 sqft)
OwnerIndividual Name on Record
Last Sale$58,000 (Dec 2021)
Tax Bill$554 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20565

Property Details

APN / Parcel Number

Primary APN20565
Alternative APN
  • 5680-00-014-007-0-000-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,350 sqft Living Area
1st Floor Area1,350 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 2009
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,536 sqft (0.22 acres)
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Carport Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area178 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20565
Street Address306 N WALNUT ST
CityCOMMERCE
StateOK
Zip74339-1714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 7 - 8, BLK 14 FAIRVIEW-COMMERCE
Legal Range23E
Legal Township28N
Legal Section6
Legal SubdivisionFAIRVIEW-COMMERCE
Legal Block14
Legal Lot Number7,8
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group3
Census Block3019
Census Tract574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address306 N WALNUT ST, COMMERCE, OK 74339-1714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2021 · Amount on Record
Deed SaleDec 20, 2021 · Amount on Record
Prior SaleNov 7, 2013 · Amount on Record
Deed Document Number20216478
Deed Book / Page1150 / 752
Prior Transfer DateJul 31, 2009
Prior Transfer Doc0000003967
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA OK
Recording DateDec 20, 2021
Property Address306 N WALNUT ST, COMMERCE, OK 74339-1714
Document Number001150/752
Book / Page1150 / 752
Instrument DateDec 17, 2021
InstrumentI-2021-006478
Transaction TypeTransfer
Record UpdatedDec 31, 2021
Title CompanyAPEX TITLE NORTHEAST OK LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$87.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 N WALNUT ST, COMMERCE, OK 74339-1714

Mortgage

Document NumberI2021006479
DateDec 20, 2021
InstrumentI-2021-006479
Lender
NameARVEST BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityCommerce City
Unified School DistrictCommerce Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,568 (-2.54%) Land $485 Building $5,083$48,846 (-2.53%) Land $4,255 Building $44,591
2025$554.00 (+0.91%)$5,713 (-13.6%) Land $485 Building $5,228$50,113 (-13.6%) Land $4,255 Building $45,858
2024$549.00 (-7.58%)$6,612 (-) Land $485 Building $6,127$58,000 (-) Land $4,255 Building $53,745
2023$594.00 (-1.49%)$6,612 (-) Land $485 Building $6,127$58,000 (-) Land $4,255 Building $53,745
2022$603.00$6,612 Land $485 Building $6,127$58,000 Land $4,255 Building $53,745

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE
serves 2,645 people · EPA ID OK2005810
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
The Junction Internet
Fixed Wireless
100 / 20
Wisper ISP
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on N Walnut St

Nearby Streets

Search Property Records by Address or Parcel Number