320 N Walnut St, Commerce, OK 74339 Property Records

Ottawa County property record for 320 N Walnut St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 750 sqft · built 1951
Lot Size	0.22 acres (9,536 sqft)
Owner	Company Name on File
Last Sale	$75,000 (Feb 2026)
Tax Bill	$547 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20562`

Property Details

APN / Parcel Number

Primary APN	`20562`
Alternative APN	`5680-00-014-001-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	750 sqft Living Area
1st Floor Area	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,536 sqft (0.22 acres)
Garage Type	Mixed
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	12 sqft
Shed	1 Shed
Shed Area	120 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20562
Street Address	320 N WALNUT ST
City	COMMERCE
State	OK
Zip	74339-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 1 - 2, BLK 14 FAIRVIEW-COMMERCE
Legal Range	23E
Legal Township	28N
Legal Section	6
Legal Subdivision	FAIRVIEW-COMMERCE
Legal Block	14
Legal Lot Number	1,2
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3019
Census Tract	574200

Owner

320 N Walnut St is owned by a company that bought it in February 2026.

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2414 MOLLY LN, MIAMI, OK 74354-1461
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage GNBANK NA
Feb 17, 2026	Intrafamily Transfer, Transfer APEX TITLE NORTHEAST OK LLC
Feb 17, 2026	Warranty Deed, Transfer APEX TITLE NORTHEAST OK LLC
Jun 26, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026 · Amount on File
Deed Sale	Feb 17, 2026 · Amount on File
Prior Sale	Dec 15, 2025 · Amount on File
Deed Document Number	2026684
Deed Book / Page	1253 / 726
Prior Transfer Date	Feb 11, 2026
Prior Transfer Doc	001253/720
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Recording Date	Jul 8, 2026
Property Address	320 N WALNUT ST, COMMERCE, OK 74339-1714
Document Number	0000003300
Book / Page	1266 / 252
Instrument Date	Jun 22, 2026
Instrument	20263300
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2414 MOLLY LN, MIAMI, OK 74354-1461

Mortgage

Document Number	0000003300,
Date	Jul 8, 2026
Book Page	1266/252
Instrument	20263300

Lender

Name	GNBANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA OK
Recording Date	Feb 17, 2026
Property Address	320 N WALNUT ST, COMMERCE, OK 74339-1714
Document Number	001253/720
Book / Page	1253 / 720
Instrument Date	Feb 11, 2026
Instrument	I-2026-000682
Transaction Type	Transfer
Record Updated	Mar 2, 2026
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N WALNUT ST, COMMERCE, OK 74339-1714

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Feb 17, 2026
Property Address	320 N WALNUT ST, COMMERCE, OK 74339-1714
Document Number	001253/726
Book / Page	1253 / 726
Instrument Date	Feb 11, 2026
Instrument	I-2026-000684
Transaction Type	Transfer
Record Updated	Mar 2, 2026
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount on Record
Tax	$112.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2414 MOLLY LN, MIAMI, OK 74354-1461

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Jun 26, 2017
Property Address	320 N WALNUT ST, COMMERCE, OK 74339-1714
Document Number	001051/629
Book / Page	1051 / 629
Instrument Date	Jun 16, 2017
Instrument	2017-002490
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Tax	$73.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	SAINT LOUIS, MO 63131

Tax Assessment & Valuation

The 2025 property tax bill for 320 N Walnut St was $547.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,462 (-3.1%) Land $485 Building $4,977	$47,913 (-3.1%) Land $4,255 Building $43,658
2025	$547.00	$5,637 Land $485 Building $5,152	$49,446 Land $4,255 Building $45,191
2023	$502.00 (-1.57%)	$5,586 (-) Land $844 Building $4,742	$49,000 (-) Land $7,400 Building $41,600
2022	$510.00	$5,586 Land $844 Building $4,742	$49,000 Land $7,400 Building $41,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 N Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 N Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

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