Osceola County property record for 319 Michigan Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 929 sqft · built 1977 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Apr 2025) |
| Tax Bill | $3,909 (2025) |
| Deeds & Mortgages | Jan 2021 Transfer Mar 2018 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-26-30-0001-0413-0090 |
| Primary APN | 01-26-30-0001-0413-0090 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 1 Plumbing Fixture |
| Stories | 1 Story |
| Building Area | 929 sqft Living Area |
| Gross Area | 1,433 sqft |
| 1st Floor Area | 929 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,365 sqft (0.215 acres) |
| Lot Dimensions | 150 ft deep x 62.5 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Unfinished Vinyl Porch |
|---|---|
| Porch Area | 526 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 319 MICHIGAN AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | LAKE FRONT ADDN PB B PG 63 BLK 413 S 62.5 FT LOT 9 1/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 413 |
| Legal Lot Number | 9 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 43500 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 319 MICHIGAN AVE, SAINT CLOUD, FL 34769-2431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jan 20, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 7, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on Record |
| Deed Sale | Apr 29, 2025 · Amount on Record |
| Deed Document Number | 202553957 |
| Deed Book / Page | 6779 / 321 |
| Prior Transfer Date | Jan 6, 2021 |
| Prior Transfer Doc | 0058740468 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 20, 2021 |
| Property Address | 319 MICHIGAN AVE, SAINT CLOUD, FL 34769-2431 |
| Document Number | 0058740468 |
| Book / Page | 5874 / 468 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 2021008904 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 319 MICHIGAN AVE, SAINT CLOUD, FL 34769-2431 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 7, 2018 |
| Property Address | 319 MICHIGAN AVE, SAINT CLOUD, FL 34769-2431 |
| Document Number | 0052972236 |
| Book / Page | 005297 / 002236 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 38821 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 319 MICHIGAN AVE ST CLOUD FL 347692431, ST CLOUD, FL 34769-2431 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,909.00 (+6.83%) | $218,200 (+1.68%) Land $60,000 Building $158,200 | $218,200 (+1.68%) Land $60,000 Building $158,200 |
| 2024 | $3,659.00 (+9.91%) | $214,600 (+13.01%) Land $58,000 Building $156,600 | $214,600 (+13.01%) Land $58,000 Building $156,600 |
| 2023 | $3,329.00 (+11.3%) | $189,900 (+14.54%) Land $55,000 Building $134,900 | $189,900 (+14.54%) Land $55,000 Building $134,900 |
| 2022 | $2,991.00 | $165,800 Land $50,000 Building $115,800 | $165,800 Land $50,000 Building $115,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 3 (1995–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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