301 Michigan Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 301 Michigan Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,252 sqft · built 1978
Lot Size	0.241 acres (10,497 sqft)
Owner	2 Individual Names on File
Tax Bill	$368 (2025)
Deeds & Mortgages	Mar 2026 Transfer
Flood Zone	Zone X (moderate risk)
APN	`01-26-30-0001-0413-0100`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0413-0100`
Alternative APNs	`263001000104130100` `80104`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,252 sqft Living Area
Gross Area	1,925 sqft
1st Floor Area	1,048 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,497 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	301 MICHIGAN AVE
City	SAINT CLOUD
State	FL
Zip	34769-2431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	LAKE FRONT ADDN PB B PG 63 BLK 413 N 70 FT LOT 10 1/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	413
Legal Lot Number	10
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3013
Census Tract	43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0413-0100

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	301 MICHIGAN AVE, SAINT CLOUD, FL 34769-2431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 27, 2026
Transfer Doc	0000042249
Record Updated	Jun 08, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Mar 30, 2026
Property Address	301 MICHIGAN AVE, SAINT CLOUD, FL 34769-2431
Document Number	0069460971
Book / Page	6946 / 971
Map Reference	MB B PG 61&64
Instrument Date	Mar 27, 2026
Instrument	2026042249
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 MICHIGAN AVE, SAINT CLOUD, FL 34769-2431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 MICHIGAN AVE, SAINT CLOUD, FL 34769-2431

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$368.00 (+6.05%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$79,703 (+5.99%)	$231,800 (+14.87%) Land $60,000 Building $171,800
2024	$347.00 (+5.47%)
2023	$329.00 (-10.35%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$75,201 (+3%)	$201,800 (+14.59%) Land $55,000 Building $146,800
2022	$367.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$73,011	$176,100 Land $50,000 Building $126,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	3 (1995–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 330 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.