1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Michigan Ave

307 Michigan Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 307 Michigan Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,270 sqft · built 1978
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Apr 2021)
Tax Bill$3,035 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN80103

Property Details

APN / Parcel Number

Primary APN80103
Alternative APN
  • 012630000104130095

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,270 sqft Heated Area
Gross Area1,897 sqft
1st Floor Area1,270 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Exterior MaterialCombination
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions150 ft deep x 67.5 ft wide
Garage TypeFinished
Garage Area350 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area277 sqft
FenceFence
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number80103
Street Address307 MICHIGAN AVE
CitySAINT CLOUD
StateFL
Zip34769-2431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 63 & 64 BLK 413 N 37.5 FT LOT 9 & S 30 FT LOT 10 1/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND AND 3RD STREETS
Legal Tract1
Legal Block413
Legal Lot Number1,9-10
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3013
Census Tract43500

Owner

Source: Osceola County records · APN 80103

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address307 MICHIGAN AVE, SAINT CLOUD, FL 34769-2431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 07, 2021 · Amount on Record
Deed SaleApr 07, 2021 · Amount on Record
Prior SaleMar 30, 2000 · Amount on Record
Deed Document Number2021052513
Deed Book / Page5930 / 1381
Record UpdatedJun 08, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 07, 2021
Property Address307 MICHIGAN AVE, SAINT CLOUD, FL 34769-2431
Document Number0059301381
Book / Page5930 / 1381
Map ReferenceMB B PG 61
Instrument DateApr 06, 2021
Instrument2021052513
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address301 MICHIGAN AVE, 301, SAINT CLOUD, FL 34769-2431

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 MICHIGAN AVE, SAINT CLOUD, FL 34769-2431

Mortgage

Document Number0059301382
DateApr 07, 2021
Instrument5930/1382
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,035.00 (+6.49%) Homeowner's exemption$212,438 (+5.99%)$266,800 (+15.45%) Land $60,000 Building $206,800
2023$2,850.00 (+3.75%) Homeowner's exemption$200,438 (+3%)$231,100 (+18.76%) Land $55,000 Building $176,100
2022$2,747.00 Homeowner's exemption$194,600 Land $50,000 Building $144,600$194,600 Land $50,000 Building $144,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 40 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims3 (1995–2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 330 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Michigan Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures