Black Hawk County property record for 319 Madison St, Waterloo, IA 50703 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,064 sqft Living Area |
| Lot Size | 6,400 sqft (0.147 acres) |
| Garage | Detached, 450 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,300.00 (2025) |
| Primary APN | 8912-30-127-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,064 sqft Living Area |
| 1st Floor | 1,064 sqft 1st Floor |
| Basement Area | 1,064 sqft Basement |
| Finished Basement | 150 sqft Finished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Composition/Composite Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 6,400 sqft (0.147 acres) |
| Depth X Width | 128 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 450 sqft Garage |
| Patio Area | 200 sqft Patio |
| Porch | Porch |
| Porch Area | 200 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 319 MADISON ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-4339 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HILLSIDE ADDITION WATERLOO LOT 6 BLK 1 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 30 |
| Legal Subdivision | HILLSIDE ADDITION WATERLOO |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 1900 |
Source: Black Hawk County records · APN 8912-30-127-015
Assessment roll updated October 17, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 319 MADISON ST, WATERLOO, IA 50703-4339 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 10, 2014 | Deed of Trust, Mortgage FRANKIE & LUELLA BROWN |
| Oct 20, 2005 | Deed of Trust, Mortgage · Line of Credit JOHN DEERE COMMUNITY CU |
| Oct 20, 2005 | Deed of Trust, Mortgage JOHN DEERE COMMUNITY CU |
| Jun 24, 2008 | Deed of Trust, Mortgage CITIFINANCIAL INC |
| Apr 09, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 26, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 19, 2026 |
| Transfer Doc | 0000003929 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 319 MADISON ST, WATERLOO, IA 50703-4339 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2014015059 |
|---|---|
| Date | Feb 10, 2014 |
| Instrument | 2014015059 |
| Name | FRANKIE & LUELLA BROWN |
|---|---|
| Type | Private Party |
| Address | 319 MADISON ST, WATERLOO, IA 50703 |
| Amount | Amount Recorded |
|---|---|
| Term | 37 Months |
| Due | Mar 05, 2017 |
| Rate | 8% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 319 MADISON ST, WATERLOO, IA 50703-4339 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Title Company | BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY ABSTRACT C |
| Name | Verified Name |
|---|
| Document Number | 2006010534 |
|---|---|
| Date | Oct 20, 2005 |
| Instrument | 2006010534 |
| Name | JOHN DEERE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 19, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 319 MADISON ST, WATERLOO, IA 50703-4339 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Title Company | BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY ABSTRACT C |
| Name | Verified Name |
|---|
| Document Number | 2006010532 |
|---|---|
| Date | Oct 20, 2005 |
| Instrument | 2006010532 |
| Name | JOHN DEERE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount Recorded |
|---|---|
| Term | 85 Months |
| Due | Nov 02, 2012 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 319 MADISON ST, WATERLOO, IA 50703-4339 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2008025952 |
|---|---|
| Date | Jun 24, 2008 |
| Instrument | 2008025952 |
| Name | CITIFINANCIAL INC |
|---|---|
| Type | Subprime Lender |
| Address | CEDAR FALLS, IA 50613 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 03, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 09, 2026 |
| Property Address | 319 MADISON ST, WATERLOO, IA 50703-4339 |
| Document Number | 0000004899 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 20264899 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 319 MADISON ST, WATERLOO, IA 50703-4339 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 26, 2026 |
| Property Address | 319 MADISON ST, WATERLOO, IA 50703-4339 |
| Document Number | 0202603929 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026-03929 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 319 MADISON ST, WATERLOO, IA 50703-4339 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,300.00 Homeowner's exemption | $118,720 (+41.5%) Land $5,340 Building $113,380 | $118,720 (+41.5%) Land $5,340 Building $113,380 |
| 2024 | $1,300.00 (-7.93%) | ||
| 2023 | $83,900 (+14.66%) Land $5,340 Building $78,560 | $83,900 (+14.66%) Land $5,340 Building $78,560 | |
| 2022 | $1,412.00 Homeowner's exemption | $73,170 Land $5,340 Building $67,830 | |
| 2021 | $73,170 Land $5,340 Building $67,830 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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