314 Madison St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 314 Madison St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,120 sqft · built 2007
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jul 2009)
Tax Bill	$3,402 (2025)
Flood Zone	Zone X (minimal risk)
APN	`8912-30-129-017`

Property Details

APN / Parcel Number

Primary APN	`8912-30-129-017`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft 1st Floor
Basement Area	1,120 sqft Basement
Finished Basement	560 sqft Finished
Game Room	Game Room
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces
Garage Type	Detached
Garage Area	480 sqft Garage

Exterior Amenities

Deck Area	80 sqft Deck
Patio Area	80 sqft Patio
Porch	Slab
Porch Area	24 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	314 MADISON ST
City	WATERLOO
State	IA
Zip	50703-4340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLSIDE ADDITION WATERLOO LOT 7 BLK 6
Legal Range	12W
Legal Township	89N
Legal Section	30
Legal Subdivision	HILLSIDE ADDITION WATERLOO
Legal Block	6
Legal Lot Number	7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3007
Census Tract	1900

Owner

Source: Black Hawk County records · APN 8912-30-129-017

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	314 MADISON ST, WATERLOO, IA 50703-4340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2009 · Amount on Record
Deed Sale	Jul 31, 2009 · Amount on Record
Deed Document Number	20092010002406
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,402.00 Homeowner's exemption	$175,380 (+4.97%) Land $9,700 Building $165,680	$175,380 (+4.97%) Land $9,700 Building $165,680
2024	$3,402.00 (+35.86%)
2023		$167,070 (+35.98%) Land $9,700 Building $157,370	$167,070 (+35.98%) Land $9,700 Building $157,370
2022	$2,504.00 Homeowner's exemption	$122,860 Land $9,700 Building $113,160
2021			$122,860 Land $9,700 Building $113,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.