306 Madison St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 306 Madison St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	3 Baths
Year Built	Built 2007
Square Footage	1,120 sqft Living Area
Lot Size	6,400 sqft (0.147 acres)
Occupancy	Owner Occupied
Last Sale	$100,000 (2007)
Tax Bill	$2,986.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8912-30-129-013`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,120 sqft Living Area
1st Floor	1,120 sqft 1st Floor
Basement Area	1,120 sqft Basement
Finished Basement	350 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,400 sqft (0.147 acres)
Depth X Width	128 ft x 50 ft Depth x Width
Deck Area	80 sqft Deck
Patio Area	24 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	306 MADISON ST
City	WATERLOO
State	IA
Zip	50703-4340
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HILLSIDE ADDITION WATERLOO LOT 8 BLK 6
Legal Range	12W
Legal Township	89N
Legal Section	30
Legal Subdivision	HILLSIDE ADDITION WATERLOO
Legal Block	6
Legal Lot Number	8
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	3
Census Block	3007
Census Tract	1900

Owner

Source: Black Hawk County records · APN 8912-30-129-013

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	306 MADISON ST, WATERLOO, IA 50703-4340
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2007 · Amount on Record
Deed Sale	Oct 02, 2007 · Amount on Record
Deed Doc Number	20072008007296
Record Refreshed	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	306 MADISON ST, WATERLOO, IA 50703-4340
Transaction Type	Mortgage
Record Updated	Feb 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013271
Date	Jan 29, 2020
Instrument	202000013271

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2040

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,986.00 Homeowner's exemption	$155,310 (+5.04%) Land $9,700 Building $145,610	$155,310 (+5.04%) Land $9,700 Building $145,610
2024	$2,986.00 (+35.11%)
2023		$147,860 (+35.08%) Land $9,700 Building $138,160	$147,860 (+35.08%) Land $9,700 Building $138,160
2022	$2,210.00 Homeowner's exemption	$109,460 Land $9,700 Building $99,760
2021			$109,460 Land $9,700 Building $99,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.